Community West BancsharesCWBC +1.36%60 EV-to-FCF is 17.11 as of Jun. 28, 2026, which is 70% above its 10-year median of 10.07. GuruFocus rates CWBC with a GF Score™ of 60/100 and a GF Value™ of $23.65 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, Community West Bancshares ranks worse than 79.43% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Community West Bancshares's Enterprise Value is $702.8 Mil.
Community West Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $41.1 Mil. Therefore, Community West Bancshares's EV-to-FCF for today is 17.11.
The historical rank and industry rank for Community West Bancshares's EV-to-FCF or its related term are showing as below:
CWBC'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.8 Med: 10.07 Max: 37.58
Current: 17.11
During the past 13 years, the highest EV-to-FCF of Community West Bancshares was 37.58. The lowest was 1.80. And the median was 10.07.
CWBC's EV-to-FCF is ranked worse than 79.43% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs CWBC: 17.11
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community West Bancshares (NAS:CWBC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community West Bancshares's PE Ratio (TTM) for today is calculated as:
Community West Bancshares's share price for today is $26.90.
Community West Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.160.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Community West Bancshares EV-to-FCF Related Terms
Community West Bancshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community West Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community West Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Community West Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Community West Bancshares's EV-to-FCF falls into.
Community West Bancshares's current Enterprise Value is $702.8 Mil.
Community West Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $41.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community West Bancshares (CWBC) has a EV-to-FCF of 17.11 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Community West Bancshares and its competitors. This is 70% above median its historical median of 10.07. Over the past decade, Community West Bancshares' EV-to-FCF has ranged from 1.80 to 37.58. According to the industry distribution chart, Community West Bancshares ranks #950 out of 1196 companies in the Banks industry, placing it in the top 79.4%.
Is Community West Bancshares' EV-to-FCF too high?
Community West Bancshares' current EV-to-FCF of 17.11 is 70% above median its 10-year median of 10.07. Over the past 10 years, this metric has ranged from a low of 1.80 to a high of 37.58. The Banks industry median EV-to-FCF is 6.56. Community West Bancshares' value of 17.11 is 161% above this industry median. Based on the distribution chart, Community West Bancshares ranks #950 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community West Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community West Bancshares' EV-to-FCF compare to IBCP and CARE?
According to the Banks industry distribution chart, Community West Bancshares ranks #950 out of 1196 companies for EV-to-FCF. This places Community West Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.56. Community West Bancshares' value of 17.11 is 161% above this benchmark. Historically, Community West Bancshares' own EV-to-FCF has ranged from 1.80 to 37.58 over the past decade. While the company's 10-year median is 10.07 vs. the industry median of 6.56, Community West Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community West Bancshares's current EV-to-FCF of 17.11 is 161% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Community West Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community West Bancshares's current EV-to-FCF is 17.11, which is 70% above median its own 10-year median of 10.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community West Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Community West Bancshares (CWBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.65, compared to a current price of $26.90 — trading 13.7% above its estimated fair value. The current EV-to-FCF is 17.11, which is 70% above median its 10-year median of 10.07 and 161% above the Banks industry median of 6.56. Community West Bancshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Community West Bancshares (CWBC), the current EV-to-FCF is 17.11 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community West Bancshares (CWBC) Overvalued in 2026?
Based on GuruFocus' analysis, Community West Bancshares stock appears to be overvalued.
The current stock price of $26.90 is trading 13.7% above its estimated GF Value™ of $23.65.
GuruFocus considers Community West Bancshares to be Modestly Overvalued.
Key valuation signals for CWBC:
EV-to-FCF: 17.11 (70% above median its 10-year median of 10.07)
GF Value™: $23.65 vs. price of $26.90 (13.7% above fair value)
Industry Position: 161% above the Banks median (#950 of 1196)
No single metric tells the full story. See the CWBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community West Bancshares is a bank holding company whose principal business is to serve as the holding company for its wholly-owned subsidiary Community West Bank N.A. Through CWB, the company provides a variety of financial products and full-service Banking Centers within California's Greater Sacramento, San Joaquin Valley, and Central Coast regions, that provide Commercial Lending, Real Estate, Agribusiness, Private Banking, and Cash Management Departments. The company has one reportable segment: Banking operations. Loans and leases, investment securities, interest-bearing deposits and non-interest income provide the revenues of the banking operation.
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