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DBH FinanceDHA:DBH -0.47%68 EV-to-FCF is 30.75 as of Jul. 13, 2026, which is 2441% above its 10-year median of 1.21. GuruFocus rates DHA:DBH with a GF Score™ of 68/100 and a GF Value™ of BDT41.96 (Fairly Valued). The stock has 5 warning signs investors should review. Among 264 Credit Services companies, DBH Finance ranks worse than 378787.5% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, DBH Finance's Enterprise Value is BDT233 Mil.
DBH Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT8 Mil. Therefore, DBH Finance's EV-to-FCF for today is 30.75.
The historical rank and industry rank for DBH Finance's EV-to-FCF or its related term are showing as below:
DHA:DBH'
s EV-to-FCF Range Over the Past 10 Years
Min: -270.16 Med: 1.21 Max: 29.94
Current: -4
During the past 13 years, the highest EV-to-FCF of DBH Finance was 29.94. The lowest was -270.16. And the median was 1.21.
DHA:DBH's EV-to-FCF is ranked worse than 100% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs DHA:DBH: -4.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
DBH Finance's PE Ratio (TTM) for today is calculated as:
DBH Finance's share price for today is BDT42.40.
DBH Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT4.890.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
DBH Finance EV-to-FCF Related Terms
DBH Finance EV-to-FCF Historical Data
* Premium members only.
The historical data trend for DBH Finance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, DBH Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DBH Finance EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, DBH Finance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where DBH Finance's EV-to-FCF falls into.
DBH Finance's current Enterprise Value is BDT233 Mil.
DBH Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DBH Finance (DHA:DBH) has a EV-to-FCF of 30.75 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on DBH Finance and its competitors. This is 2441% above median its historical median of 1.21. According to the industry distribution chart, DBH Finance ranks #999999 out of 264 companies in the Credit Services industry.
Is DBH Finance's EV-to-FCF too high?
DBH Finance's current EV-to-FCF of 30.75 is 2441% above median its 10-year median of 1.21. The Credit Services industry median EV-to-FCF is 13.46. DBH Finance's value of 30.75 is 128.5% above this industry median. Based on the distribution chart, DBH Finance ranks #999999 out of 264 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, DBH Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, DBH Finance ranks #999999 out of 264 companies for EV-to-FCF. This places DBH Finance in the lower half of its industry. The industry median EV-to-FCF is 13.46. DBH Finance's value of 30.75 is 128.5% above this benchmark. While the company's 10-year median is 1.21 vs. the industry median of 13.46, DBH Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DBH Finance's current EV-to-FCF of 30.75 is 128.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on DBH Finance and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DBH Finance's current EV-to-FCF is 30.75, which is 2441% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT41.96, compared to a current price of BDT42.40 — trading 1% above its estimated fair value. The current EV-to-FCF is 30.75, which is 2441% above median its 10-year median of 1.21 and 128.5% above the Credit Services industry median of 13.46. DBH Finance's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current EV-to-FCF is 30.75 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DBH Finance (DHA:DBH) Overvalued in 2026?
Based on GuruFocus' analysis, DBH Finance stock appears to be overvalued.
The current stock price of BDT42.40 is trading 1% above its estimated GF Value™ of BDT41.96.
GuruFocus considers DBH Finance to be Fairly Valued.
Key valuation signals for DHA:DBH:
EV-to-FCF: 30.75 (2441% above median its 10-year median of 1.21)
GF Value™: BDT41.96 vs. price of BDT42.40 (1% above fair value)
Industry Position: 128.5% above the Credit Services median (#999999 of 264)
No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
68GF Score
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