DBH Finance (DHA:DBH) Liabilities-to-Assets : 0.84 (As of Jun. 2026)

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DHA:DBH DBH Finance PLC DHA:DBH
68 GF Score
Price BDT43.70
GF Value BDT42.52
Valuation Fairly Valued
! 4 Warning Signs
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What is DBH Finance Liabilities-to-Assets?

DBH Finance DHA:DBH -0.91% 68 Liabilities-to-Assets is 0.84 as of Jun. 2026. GuruFocus rates DHA:DBH with a GF Score™ of 68/100 and a GF Value™ of BDT42.52 (Fairly Valued). The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. DBH Finance's Total Liabilities for the quarter that ended in Jun. 2026 was BDT53,135 Mil. DBH Finance's Total Assets for the quarter that ended in Jun. 2026 was BDT63,439 Mil. Therefore, DBH Finance's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.84.


DBH Finance  (DHA:DBH) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


DBH Finance Liabilities-to-Assets Related Terms


DBH Finance Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for DBH Finance's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DBH Finance Liabilities-to-Assets Chart

DBH Finance Annual Data
Trend Jun16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 0.87 0.87 0.86 0.85

DBH Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.87 0.85 0.85 0.84

DHA:DBH vs V, MA, AXP: Liabilities-to-Assets Comparison

For the Credit Services subindustry, DBH Finance's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DBH Finance Liabilities-to-Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, DBH Finance's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where DBH Finance's Liabilities-to-Assets falls into.


DHA:DBH
68GF Score
DBH Finance PLC DHA:DBH
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DBH Finance Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

DBH Finance's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=58666.893/68718.55
=0.85

DBH Finance's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=53135.466/63439.279
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.84 mean?
DBH Finance (DHA:DBH) has a Liabilities-to-Assets of 0.84 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on DBH Finance and its competitors.
Is DBH Finance's Liabilities-to-Assets too high?
DBH Finance's current Liabilities-to-Assets is 0.84. Overall, DBH Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's Liabilities-to-Assets compare to V and MA?
DBH Finance's Liabilities-to-Assets of 0.84 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Credit Services company?
A good Liabilities-to-Assets depends on the Credit Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on DBH Finance and its competitors. DBH Finance's current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.52, compared to a current price of BDT43.70 — trading 2.8% above its estimated fair value. The current Liabilities-to-Assets is 0.84. DBH Finance's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current Liabilities-to-Assets is 0.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DBH Finance (DHA:DBH) Overvalued in 2026?

Based on GuruFocus' analysis, DBH Finance stock appears to be overvalued. The current stock price of BDT43.70 is trading 2.8% above its estimated GF Value™ of BDT42.52. GuruFocus considers DBH Finance to be Fairly Valued.

Key valuation signals for DHA:DBH:

  • Liabilities-to-Assets: 0.84
  • GF Value™: BDT42.52 vs. price of BDT43.70 (2.8% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DBH Finance Business Description

Address 12-14 Gulshan C/A, Landmark Building, (9th floor, Gulshan-2, Dhaka, BGD, 1212
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
68GF Score

Get the complete analysis for DHA:DBH

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT43.70
Price
BDT42.52
GF Value