DBH Finance (DHA:DBH) Margin of Safety % (DCF Earnings Based): 29.12% (As of Jun. 24, 2026)


DHA:DBH DBH Finance PLC DHA:DBH
67 GF Score
Price BDT40.00
GF Value BDT41.60
Valuation Fairly Valued
! 5 Warning Signs
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What is DBH Finance Margin of Safety % (DCF Earnings Based)?

DBH Finance DHA:DBH 67 Margin of Safety % (DCF Earnings Based) is 29.12% as of Jun. 24, 2026. GuruFocus rates DHA:DBH with a GF Score™ of 67/100 and a GF Value™ of BDT41.60 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), DBH Finance's Predictability Rank is 4-Stars. DBH Finance's intrinsic value calculated from the Discounted Earnings model is BDT56.43 and current share price is BDT40.00. Consequently,

DBH Finance's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 29.12%.

DHA:DBH vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, DBH Finance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

DBH Finance Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, DBH Finance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where DBH Finance's Margin of Safety % (DCF Earnings Based) falls into.


DHA:DBH
67GF Score
DBH Finance PLC DHA:DBH
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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DBH Finance Margin of Safety % (DCF Earnings Based) Calculation

DBH Finance's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(56.43-40.00)/56.43
=29.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 29.12% mean?
DBH Finance (DHA:DBH) has a Margin of Safety % (DCF Earnings Based) of 29.12% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on DBH Finance.
Is DBH Finance's Margin of Safety % (DCF Earnings Based) too high?
DBH Finance's current Margin of Safety % (DCF Earnings Based) is 29.12%. Overall, DBH Finance has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's Margin of Safety % (DCF Earnings Based) compare to V and MA?
DBH Finance's Margin of Safety % (DCF Earnings Based) of 29.12% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on DBH Finance. DBH Finance's current Margin of Safety % (DCF Earnings Based) is 29.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT41.60, compared to a current price of BDT40.00 — trading 3.8% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 29.12%. DBH Finance's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current Margin of Safety % (DCF Earnings Based) is 29.12% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DBH Finance (DHA:DBH) Overvalued in 2026?

Based on GuruFocus' analysis, DBH Finance stock appears to be undervalued. The current stock price of BDT40.00 is trading 3.8% below its estimated GF Value™ of BDT41.60. GuruFocus considers DBH Finance to be Fairly Valued.

Key valuation signals for DHA:DBH:

  • Margin of Safety % (DCF Earnings Based): 29.12%
  • GF Value™: BDT41.60 vs. price of BDT40.00 (3.8% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

DBH Finance Business Description

Address 12-14 Gulshan C/A, Landmark Building, (9th floor, Gulshan-2, Dhaka, BGD, 1212
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
67GF Score

Get the complete analysis for DHA:DBH

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT40.00
Price
BDT41.60
GF Value