DBH Finance (DHA:DBH) OCF Margin %: -41.93% (As of Mar. 2026)


DHA:DBH DBH Finance PLC DHA:DBH
67 GF Score
Price BDT40.80
GF Value BDT41.62
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is DBH Finance OCF Margin %?

DBH Finance DHA:DBH +2.00% 67 OCF Margin % is -41.93% as of Mar. 2026. GuruFocus rates DHA:DBH with a GF Score™ of 67/100 and a GF Value™ of BDT41.62 (Fairly Valued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, DBH Finance ranks better than 50.85% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. DBH Finance's Cash Flow from Operations for the three months ended in Mar. 2026 was BDT-300 Mil. DBH Finance's Revenue for the three months ended in Mar. 2026 was BDT716 Mil. Therefore, DBH Finance's OCF Margin % for the quarter that ended in Mar. 2026 was -41.93%.

As of today, DBH Finance's current OCF Yield % is 0.93%.

The historical rank and industry rank for DBH Finance's OCF Margin % or its related term are showing as below:

DHA:DBH' s OCF Margin % Range Over the Past 10 Years
Min: -188.98   Med: 64.27   Max: 397.15
Current: 3


During the past 13 years, the highest OCF Margin % of DBH Finance was 397.15%. The lowest was -188.98%. And the median was 64.27%.

DHA:DBH's OCF Margin % is ranked better than
50.85% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs DHA:DBH: 3.00


DBH Finance OCF Margin % Related Terms


DBH Finance OCF Margin % Historical Data

* Premium members only.

The historical data trend for DBH Finance's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DBH Finance OCF Margin % Chart

DBH Finance Annual Data
Trend Jun16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.32 -188.98 397.15 -3.07 60.62

DBH Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 176.97 395.55 -19.28 -451.66 -41.93

DHA:DBH vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, DBH Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DBH Finance OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, DBH Finance's OCF Margin % distribution charts can be found below:

* The bar in red indicates where DBH Finance's OCF Margin % falls into.


DHA:DBH
67GF Score
DBH Finance PLC DHA:DBH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DBH Finance OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

DBH Finance's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1514.001/2497.705
=60.62 %

DBH Finance's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-300.06/715.706
=-41.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -41.93% mean?
DBH Finance (DHA:DBH) has a OCF Margin % of -41.93% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DBH Finance and its competitors. According to the industry distribution chart, DBH Finance ranks #261 out of 531 companies in the Credit Services industry, placing it in the top 49.2%.
Is DBH Finance's OCF Margin % too high?
DBH Finance's current OCF Margin % is -41.93%. Based on the distribution chart, DBH Finance ranks #261 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, DBH Finance has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, DBH Finance ranks #261 out of 531 companies for OCF Margin %. This puts DBH Finance in the upper half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on DBH Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DBH Finance's current OCF Margin % is -41.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT41.62, compared to a current price of BDT40.80 — trading 2% below its estimated fair value. The current OCF Margin % is -41.93%. DBH Finance's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current OCF Margin % is -41.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DBH Finance (DHA:DBH) Overvalued in 2026?

Based on GuruFocus' analysis, DBH Finance stock appears to be undervalued. The current stock price of BDT40.80 is trading 2% below its estimated GF Value™ of BDT41.62. GuruFocus considers DBH Finance to be Fairly Valued.

Key valuation signals for DHA:DBH:

  • OCF Margin %: -41.93%
  • GF Value™: BDT41.62 vs. price of BDT40.80 (2% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DBH Finance Business Description

Address 12-14 Gulshan C/A, Landmark Building, (9th floor, Gulshan-2, Dhaka, BGD, 1212
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
67GF Score

Get the complete analysis for DHA:DBH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT40.80
Price
BDT41.62
GF Value