DBH Finance (DHA:DBH) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


DHA:DBH DBH Finance PLC DHA:DBH
68 GF Score
Price BDT41.10
GF Value BDT41.64
Valuation Fairly Valued
! 5 Warning Signs
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What is DBH Finance Scaled Net Operating Assets?

DBH Finance DHA:DBH +0.98% 68 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates DHA:DBH with a GF Score™ of 68/100 and a GF Value™ of BDT41.64 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

DBH Finance's operating assets for the quarter that ended in Mar. 2026 was BDT51,988 Mil. DBH Finance's operating liabilities for the quarter that ended in Mar. 2026 was BDT50,109 Mil. DBH Finance's Total Assets for the quarter that ended in Dec. 2025 was BDT68,719 Mil. Therefore, DBH Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

DHA:DBH
68GF Score
DBH Finance PLC DHA:DBH
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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DBH Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

DBH Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(53455.941-50458.745)/67187.845
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=68718.55 - 15262.609
=53455.941

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=58666.893 - 8208.148 - 0
=50458.745

DBH Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(51988.172-50108.565)/68718.55
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=65986.381 - 13998.209
=51988.172

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=55738.557 - 5629.992 - 0
=50108.565

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
DBH Finance (DHA:DBH) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DBH Finance and its competitors.
Is DBH Finance's Scaled Net Operating Assets too high?
DBH Finance's current Scaled Net Operating Assets is 0.03. Overall, DBH Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's Scaled Net Operating Assets compare to V and MA?
DBH Finance's Scaled Net Operating Assets of 0.03 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on DBH Finance and its competitors. DBH Finance's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT41.64, compared to a current price of BDT41.10 — trading 1.3% below its estimated fair value. The current Scaled Net Operating Assets is 0.03. DBH Finance's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DBH Finance (DHA:DBH) Overvalued in 2026?

Based on GuruFocus' analysis, DBH Finance stock appears to be undervalued. The current stock price of BDT41.10 is trading 1.3% below its estimated GF Value™ of BDT41.64. GuruFocus considers DBH Finance to be Fairly Valued.

Key valuation signals for DHA:DBH:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: BDT41.64 vs. price of BDT41.10 (1.3% below fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

DBH Finance Business Description

Address 12-14 Gulshan C/A, Landmark Building, (9th floor, Gulshan-2, Dhaka, BGD, 1212
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
68GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT41.10
Price
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GF Value