DBH FinanceDHA:DBH 67 PS Ratio is 3.29 as of Jul. 06, 2026, which is 45% below its 10-year median of 5.96. GuruFocus rates DHA:DBH with a GF Score™ of 67/100 and a GF Value™ of BDT41.83 (Fairly Valued). The stock has 5 warning signs investors should review. Among 520 Credit Services companies, DBH Finance ranks worse than 53.08% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, DBH Finance's share price is BDT41.60.
DBH Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was BDT12.65. Hence, DBH Finance's PS Ratio for today is 3.29.
Warning Sign:
DBH Finance PLC stock PS Ratio (=3.29) is close to 1-year high of 3.29.
The historical rank and industry rank for DBH Finance's PS Ratio or its related term are showing as below:
DHA:DBH'
s PS Ratio Range Over the Past 10 Years
Min: 2.45 Med: 5.96 Max: 18.23
Current: 3.29
During the past 13 years, DBH Finance's highest PS Ratio was 18.23. The lowest was 2.45. And the median was 5.96.
DHA:DBH's PS Ratio is ranked worse than 53.08% of 520
companies
in the Credit Services industry
Industry Median: 2.94
vs DHA:DBH: 3.29
DBH Finance PLC revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of DBH Finance was -0.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 7.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.
During the past 13 years, DBH Finance's highest 3-Year average Revenue per Share Growth Rate was 21.50% per year. The lowest was -49.90% per year. And the median was 2.55% per year.
Back to Basics: PS Ratio
DBH Finance (DHA:DBH) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
DBH Finance PS Ratio Related Terms
DBH Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for DBH Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, DBH Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DBH Finance PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, DBH Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where DBH Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
DBH Finance's Share Price of today is BDT41.60. DBH Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT12.65.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
DBH Finance (DHA:DBH) has a PS Ratio of 3.29 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on DBH Finance and its competitors. This is 45% below median its historical median of 5.96. Over the past decade, DBH Finance's PS Ratio has ranged from 2.45 to 18.23. According to the industry distribution chart, DBH Finance ranks #276 out of 520 companies in the Credit Services industry, placing it in the top 53.1%.
Is DBH Finance's PS Ratio too high?
DBH Finance's current PS Ratio of 3.29 is 45% below median its 10-year median of 5.96. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 18.23. The Credit Services industry median PS Ratio is 2.94. DBH Finance's value of 3.29 is 11.9% above this industry median. Based on the distribution chart, DBH Finance ranks #276 out of 520 companies in the Credit Services industry, which is below the industry midpoint. Overall, DBH Finance has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, DBH Finance ranks #276 out of 520 companies for PS Ratio. This places DBH Finance in the lower half of its industry. The industry median PS Ratio is 2.94. DBH Finance's value of 3.29 is 11.9% above this benchmark. Historically, DBH Finance's own PS Ratio has ranged from 2.45 to 18.23 over the past decade. While the company's 10-year median is 5.96 vs. the industry median of 2.94, DBH Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.94, based on 520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DBH Finance's current PS Ratio of 3.29 is 11.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on DBH Finance and its competitors. For the Credit Services industry, the median PS Ratio is 2.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DBH Finance's current PS Ratio is 3.29, which is 45% below median its own 10-year median of 5.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT41.83, compared to a current price of BDT41.60 — trading 0.5% below its estimated fair value. The current PS Ratio is 3.29, which is 45% below median its 10-year median of 5.96 and 11.9% above the Credit Services industry median of 2.94. DBH Finance's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current PS Ratio is 3.29 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DBH Finance (DHA:DBH) Overvalued in 2026?
Based on GuruFocus' analysis, DBH Finance stock appears to be undervalued.
The current stock price of BDT41.60 is trading 0.5% below its estimated GF Value™ of BDT41.83.
GuruFocus considers DBH Finance to be Fairly Valued.
Key valuation signals for DHA:DBH:
PS Ratio: 3.29 (45% below median its 10-year median of 5.96)
GF Value™: BDT41.83 vs. price of BDT41.60 (0.5% below fair value)
Industry Position: 11.9% above the Credit Services median (#276 of 520)
No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
67GF Score
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