DBH Finance (DHA:DBH) EV-to-OCF: -0.24 (As of Aug. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DBH DBH Finance PLC DHA:DBH
68 GF Score
Price BDT44.10
GF Value BDT42.46
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is DBH Finance EV-to-OCF?

DBH Finance DHA:DBH -0.68% 68 EV-to-OCF is -0.24 as of Aug. 20, 2026. GuruFocus rates DHA:DBH with a GF Score™ of 68/100 and a GF Value™ of BDT42.46 (Fairly Valued). The stock has 4 warning signs investors should review. Among 547 Credit Services companies, DBH Finance ranks worse than 50.27% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, DBH Finance's Enterprise Value is BDT848 Mil. DBH Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BDT-3,544 Mil. Therefore, DBH Finance's EV-to-OCF for today is -0.24.

The historical rank and industry rank for DBH Finance's EV-to-OCF or its related term are showing as below:

DHA:DBH' s EV-to-OCF Range Over the Past 10 Years
Min: -614.76   Med: 1.04   Max: 27.97
Current: -0.24

During the past 13 years, the highest EV-to-OCF of DBH Finance was 27.97. The lowest was -614.76. And the median was 1.04.

DHA:DBH's EV-to-OCF is ranked worse than
50.27% of 547 companies
in the Credit Services industry
Industry Median: -0.41 vs DHA:DBH: -0.24

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-20), DBH Finance's stock price is BDT44.10. DBH Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was BDT5.370. Therefore, DBH Finance's PE Ratio (TTM) for today is 8.21.


DBH Finance  (DHA:DBH) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

DBH Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=44.10/5.370
=8.21

DBH Finance's share price for today is BDT44.10.
DBH Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT5.370.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


DBH Finance EV-to-OCF Related Terms


DBH Finance EV-to-OCF Historical Data

* Premium members only.

The historical data trend for DBH Finance's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DBH Finance EV-to-OCF Chart

DBH Finance Annual Data
Trend Jun16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -581.35 -2.11 0.30 -59.00 -0.02

DBH Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.29 -0.02 -12.77 -0.06

DHA:DBH vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, DBH Finance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DBH Finance EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, DBH Finance's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where DBH Finance's EV-to-OCF falls into.


DHA:DBH
68GF Score
DBH Finance PLC DHA:DBH
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DBH Finance EV-to-OCF Calculation

DBH Finance's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=847.970/-3544.282
=-0.24

DBH Finance's current Enterprise Value is BDT848 Mil.
DBH Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-3,544 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -0.24 mean?
DBH Finance (DHA:DBH) has a EV-to-OCF of -0.24 as of Aug. 20, 2026. According to the industry distribution chart, DBH Finance ranks #275 out of 547 companies in the Credit Services industry, placing it in the top 50.3%.
Is DBH Finance's EV-to-OCF too high?
DBH Finance's current EV-to-OCF is -0.24. Based on the distribution chart, DBH Finance ranks #275 out of 547 companies in the Credit Services industry, which is below the industry midpoint. Overall, DBH Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DBH Finance's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, DBH Finance ranks #275 out of 547 companies for EV-to-OCF. This places DBH Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. DBH Finance's current EV-to-OCF is -0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DBH Finance stock overvalued right now?
Based on GuruFocus' analysis, DBH Finance (DHA:DBH) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.46, compared to a current price of BDT44.10 — trading 3.9% above its estimated fair value. The current EV-to-OCF is -0.24. DBH Finance's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For DBH Finance (DHA:DBH), the current EV-to-OCF is -0.24 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DBH Finance (DHA:DBH) Overvalued in 2026?

Based on GuruFocus' analysis, DBH Finance stock appears to be overvalued. The current stock price of BDT44.10 is trading 3.9% above its estimated GF Value™ of BDT42.46. GuruFocus considers DBH Finance to be Fairly Valued.

Key valuation signals for DHA:DBH:

  • EV-to-OCF: -0.24
  • GF Value™: BDT42.46 vs. price of BDT44.10 (3.9% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the DHA:DBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DBH Finance Business Description

Address 12-14 Gulshan C/A, Landmark Building, (9th floor, Gulshan-2, Dhaka, BGD, 1212
DBH Finance PLC is engaged in providing loans for construction of houses, purchases of flats or houses, extensions and improvements of existing houses or flats and purchase of housing plots. It has also various investment and financing products like term deposit scheme, cumulative deposit, triple money deposit, double money deposit, annual income deposit, quarterly income deposit, monthly income deposit, easy way deposit etc. for its individual and corporate clients. Its segments consist of Conventional Products & Services that offers a diverse array of conventional financial solutions developed to meet both housing and personal financial needs; and Islamic Products and services. The majority of revenue is derived from Conventional Products & Services segment.
68GF Score

Get the complete analysis for DHA:DBH

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT44.10
Price
BDT42.46
GF Value