Trust Islami Life InsuranceDHA:TILIL -0.38%40 EV-to-FCF is 41.21 as of Jul. 01, 2026, which is 13% above its 10-year median of 36.62. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100. The stock has 1 warning sign investors should review. Among 396 Insurance companies, Trust Islami Life Insurance ranks worse than 91.16% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Trust Islami Life Insurance's Enterprise Value is BDT1,650.2 Mil.
Trust Islami Life Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was BDT40.0 Mil. Therefore, Trust Islami Life Insurance's EV-to-FCF for today is 41.21.
The historical rank and industry rank for Trust Islami Life Insurance's EV-to-FCF or its related term are showing as below:
DHA:TILIL'
s EV-to-FCF Range Over the Past 10 Years
Min: 13.51 Med: 36.62 Max: 141.58
Current: 42.21
During the past 3 years, the highest EV-to-FCF of Trust Islami Life Insurance was 141.58. The lowest was 13.51. And the median was 36.62.
DHA:TILIL's EV-to-FCF is ranked worse than 91.16% of 396
companies
in the Insurance industry
Industry Median: 9.285
vs DHA:TILIL: 42.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Trust Islami Life Insurance (DHA:TILIL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Trust Islami Life Insurance's PE Ratio (TTM) for today is calculated as:
Trust Islami Life Insurance's share price for today is BDT52.40.
Trust Islami Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT2.394.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Trust Islami Life Insurance EV-to-FCF Related Terms
Trust Islami Life Insurance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Trust Islami Life Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Islami Life Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Trust Islami Life Insurance's EV-to-FCF falls into.
Trust Islami Life Insurance's current Enterprise Value is BDT1,650.2 Mil.
Trust Islami Life Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT40.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Islami Life Insurance (DHA:TILIL) has a EV-to-FCF of 41.21 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust Islami Life Insurance and its competitors. This is 13% above median its historical median of 36.62. Over the past decade, Trust Islami Life Insurance's EV-to-FCF has ranged from 13.51 to 141.58. According to the industry distribution chart, Trust Islami Life Insurance ranks #361 out of 396 companies in the Insurance industry, placing it in the top 91.2%.
Is Trust Islami Life Insurance's EV-to-FCF too high?
Trust Islami Life Insurance's current EV-to-FCF of 41.21 is 13% above median its 10-year median of 36.62. Over the past 10 years, this metric has ranged from a low of 13.51 to a high of 141.58. The Insurance industry median EV-to-FCF is 9.29. Trust Islami Life Insurance's value of 41.21 is 343.8% above this industry median. Based on the distribution chart, Trust Islami Life Insurance ranks #361 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Trust Islami Life Insurance ranks #361 out of 396 companies for EV-to-FCF. This places Trust Islami Life Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.29. Trust Islami Life Insurance's value of 41.21 is 343.8% above this benchmark. Historically, Trust Islami Life Insurance's own EV-to-FCF has ranged from 13.51 to 141.58 over the past decade. While the company's 10-year median is 36.62 vs. the industry median of 9.29, Trust Islami Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Islami Life Insurance's current EV-to-FCF of 41.21 is 343.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust Islami Life Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current EV-to-FCF is 41.21, which is 13% above median its own 10-year median of 36.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current EV-to-FCF of 41.21. The current EV-to-FCF is 41.21, which is 13% above median its 10-year median of 36.62 and 343.8% above the Insurance industry median of 9.29. Trust Islami Life Insurance's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current EV-to-FCF is 41.21 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score
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