FMBL (Farmers & Merchants Bank of Long Beach) EV-to-FCF: (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMBL Farmers & Merchants Bank of Long Beach FMBL
59 GF Score
Price $9,804.97
GF Value $7,236.55
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Farmers & Merchants Bank of Long Beach EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Farmers & Merchants Bank of Long Beach's Enterprise Value is $1,172.1 Mil. Farmers & Merchants Bank of Long Beach's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, Farmers & Merchants Bank of Long Beach's EV-to-FCF for today is .

The historical rank and industry rank for Farmers & Merchants Bank of Long Beach's EV-to-FCF or its related term are showing as below:

FMBL' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 10.74
Current: 10.74

During the past 13 years, the highest EV-to-FCF of Farmers & Merchants Bank of Long Beach was 10.74. The lowest was 0.00. And the median was 0.00.

FMBL's EV-to-FCF is ranked worse than
61.8% of 1191 companies
in the Banks industry
Industry Median: 7.15 vs FMBL: 10.74

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-31), Farmers & Merchants Bank of Long Beach's stock price is $9804.97. Farmers & Merchants Bank of Long Beach's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $702.990. Therefore, Farmers & Merchants Bank of Long Beach's PE Ratio (TTM) for today is 13.95.


Farmers & Merchants Bank of Long Beach  (OTCPK:FMBL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Farmers & Merchants Bank of Long Beach's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9804.97/702.990
=13.95

Farmers & Merchants Bank of Long Beach's share price for today is $9804.97.
Farmers & Merchants Bank of Long Beach's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $702.990.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Farmers & Merchants Bank of Long Beach EV-to-FCF Related Terms


Farmers & Merchants Bank of Long Beach EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Farmers & Merchants Bank of Long Beach's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bank of Long Beach EV-to-FCF Chart

Farmers & Merchants Bank of Long Beach Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.68 8.21 11.01 1.50 0.92

Farmers & Merchants Bank of Long Beach Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.92 0.00 0.00

FMBL vs CLBK, MCB, HBT: EV-to-FCF Comparison

For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bank of Long Beach EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Farmers & Merchants Bank of Long Beach's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Farmers & Merchants Bank of Long Beach's EV-to-FCF falls into.


FMBL
59GF Score
Farmers & Merchants Bank of Long Beach FMBL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Farmers & Merchants Bank of Long Beach EV-to-FCF Calculation

Farmers & Merchants Bank of Long Beach's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1172.117/0
=

Farmers & Merchants Bank of Long Beach's current Enterprise Value is $1,172.1 Mil.
Farmers & Merchants Bank of Long Beach's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued. The current stock price of $9,804.97 is trading 35.5% above its estimated GF Value™ of $7,236.55. GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.

Key valuation signals for FMBL:

  • EV-to-FCF:
  • GF Value™: $7,236.55 vs. price of $9,804.97 (35.5% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers & Merchants Bank of Long Beach Business Description

Address 302 Pine Avenue, Long Beach, CA, USA, 90802
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score

Get the complete analysis for FMBL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9,804.97
Price
$7,236.55
GF Value