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Heritage Insurance Holdings (FRA:11H) EV-to-FCF : 1.46 (As of Mar. 27, 2025)


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What is Heritage Insurance Holdings EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Heritage Insurance Holdings's Enterprise Value is €105.2 Mil. Heritage Insurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was €72.2 Mil. Therefore, Heritage Insurance Holdings's EV-to-FCF for today is 1.46.

The historical rank and industry rank for Heritage Insurance Holdings's EV-to-FCF or its related term are showing as below:

FRA:11H' s EV-to-FCF Range Over the Past 10 Years
Min: -51.83   Med: 1.43   Max: 68.98
Current: 1.47

During the past 13 years, the highest EV-to-FCF of Heritage Insurance Holdings was 68.98. The lowest was -51.83. And the median was 1.43.

FRA:11H's EV-to-FCF is ranked better than
88.22% of 382 companies
in the Insurance industry
Industry Median: 9.38 vs FRA:11H: 1.47

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-03-27), Heritage Insurance Holdings's stock price is €12.90. Heritage Insurance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was €1.872. Therefore, Heritage Insurance Holdings's PE Ratio (TTM) for today is 6.89.


Heritage Insurance Holdings EV-to-FCF Historical Data

The historical data trend for Heritage Insurance Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Heritage Insurance Holdings EV-to-FCF Chart

Heritage Insurance Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.18 -0.85 1.60 -1.96 0.75

Heritage Insurance Holdings Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.96 1.75 -0.59 0.04 0.75

Competitive Comparison of Heritage Insurance Holdings's EV-to-FCF

For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heritage Insurance Holdings's EV-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Heritage Insurance Holdings's EV-to-FCF falls into.


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Heritage Insurance Holdings EV-to-FCF Calculation

Heritage Insurance Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=105.227/72.162
=1.46

Heritage Insurance Holdings's current Enterprise Value is €105.2 Mil.
Heritage Insurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €72.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Heritage Insurance Holdings  (FRA:11H) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Heritage Insurance Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.90/1.872
=6.89

Heritage Insurance Holdings's share price for today is €12.90.
Heritage Insurance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.872.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Heritage Insurance Holdings EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Heritage Insurance Holdings's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Heritage Insurance Holdings Business Description

Traded in Other Exchanges
Address
1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. Company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina.

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