Bridgewater BancsharesFRA:1WA +1.74%62 EV-to-FCF is 30.61 as of Jul. 11, 2026, which is 78% above its 10-year median of 17.16. GuruFocus rates FRA:1WA with a GF Score™ of 62/100 and a GF Value™ of €16.71 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Bridgewater Bancshares ranks worse than 89.1% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bridgewater Bancshares's Enterprise Value is €777.9 Mil.
Bridgewater Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €25.4 Mil. Therefore, Bridgewater Bancshares's EV-to-FCF for today is 30.61.
The historical rank and industry rank for Bridgewater Bancshares's EV-to-FCF or its related term are showing as below:
FRA:1WA'
s EV-to-FCF Range Over the Past 10 Years
Min: -289.34 Med: 17.16 Max: 374.5
Current: 30.04
During the past 10 years, the highest EV-to-FCF of Bridgewater Bancshares was 374.50. The lowest was -289.34. And the median was 17.16.
FRA:1WA's EV-to-FCF is ranked worse than 89.1% of 1193
companies
in the Banks industry
Industry Median: 6.57
vs FRA:1WA: 30.04
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bridgewater Bancshares's PE Ratio (TTM) for today is calculated as:
Bridgewater Bancshares's share price for today is €17.50.
Bridgewater Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.522.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bridgewater Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bridgewater Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bridgewater Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bridgewater Bancshares's EV-to-FCF falls into.
Bridgewater Bancshares's current Enterprise Value is €777.9 Mil.
Bridgewater Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €25.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bridgewater Bancshares (FRA:1WA) has a EV-to-FCF of 30.61 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bridgewater Bancshares and its competitors. This is 78% above median its historical median of 17.16. According to the industry distribution chart, Bridgewater Bancshares ranks #1063 out of 1193 companies in the Banks industry, placing it in the top 89.1%.
Is Bridgewater Bancshares' EV-to-FCF too high?
Bridgewater Bancshares' current EV-to-FCF of 30.61 is 78% above median its 10-year median of 17.16. The Banks industry median EV-to-FCF is 6.57. Bridgewater Bancshares' value of 30.61 is 365.9% above this industry median. Based on the distribution chart, Bridgewater Bancshares ranks #1063 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bridgewater Bancshares has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' EV-to-FCF compare to SFST and KRNY?
According to the Banks industry distribution chart, Bridgewater Bancshares ranks #1063 out of 1193 companies for EV-to-FCF. This places Bridgewater Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.57. Bridgewater Bancshares' value of 30.61 is 365.9% above this benchmark. While the company's 10-year median is 17.16 vs. the industry median of 6.57, Bridgewater Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bridgewater Bancshares's current EV-to-FCF of 30.61 is 365.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bridgewater Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bridgewater Bancshares's current EV-to-FCF is 30.61, which is 78% above median its own 10-year median of 17.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bridgewater Bancshares (FRA:1WA) is currently considered Fairly Valued. The stock's GF Value™ is €16.71, compared to a current price of €17.50 — trading 4.7% above its estimated fair value. The current EV-to-FCF is 30.61, which is 78% above median its 10-year median of 17.16 and 365.9% above the Banks industry median of 6.57. Bridgewater Bancshares' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bridgewater Bancshares (FRA:1WA), the current EV-to-FCF is 30.61 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bridgewater Bancshares (FRA:1WA) Overvalued in 2026?
Based on GuruFocus' analysis, Bridgewater Bancshares stock appears to be overvalued.
The current stock price of €17.50 is trading 4.7% above its estimated GF Value™ of €16.71.
GuruFocus considers Bridgewater Bancshares to be Fairly Valued.
Key valuation signals for FRA:1WA:
EV-to-FCF: 30.61 (78% above median its 10-year median of 17.16)
GF Value™: €16.71 vs. price of €17.50 (4.7% above fair value)
Industry Position: 365.9% above the Banks median (#1063 of 1193)
No single metric tells the full story. See the FRA:1WA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
62GF Score
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