CB Central Cooperative Bank AD (FRA:4CF) EV-to-FCF: -2.51 (As of Jul. 02, 2026)


FRA:4CF CB Central Cooperative Bank AD FRA:4CF
55 GF Score
Price €1.61
GF Value €1.87
! 1 Warning Sign
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What is CB Central Cooperative Bank AD EV-to-FCF?

CB Central Cooperative Bank AD FRA:4CF -0.62% 55 EV-to-FCF is -2.51 as of Jul. 02, 2026. GuruFocus rates FRA:4CF with a GF Score™ of 55/100 and a GF Value™ of €1.87. The stock has 1 warning sign investors should review. Among 1,193 Banks companies, CB Central Cooperative Bank AD ranks better than 93.55% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CB Central Cooperative Bank AD's Enterprise Value is €-1,314.8 Mil. CB Central Cooperative Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €523.2 Mil. Therefore, CB Central Cooperative Bank AD's EV-to-FCF for today is -2.51.

The historical rank and industry rank for CB Central Cooperative Bank AD's EV-to-FCF or its related term are showing as below:

FRA:4CF' s EV-to-FCF Range Over the Past 10 Years
Min: -217.14   Med: -3.8   Max: 151.69
Current: -2.48

During the past 13 years, the highest EV-to-FCF of CB Central Cooperative Bank AD was 151.69. The lowest was -217.14. And the median was -3.80.

FRA:4CF's EV-to-FCF is ranked better than
93.55% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs FRA:4CF: -2.48

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), CB Central Cooperative Bank AD's stock price is €1.61. CB Central Cooperative Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.334. Therefore, CB Central Cooperative Bank AD's PE Ratio (TTM) for today is 4.82.


CB Central Cooperative Bank AD  (FRA:4CF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

CB Central Cooperative Bank AD's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.61/0.334
=4.82

CB Central Cooperative Bank AD's share price for today is €1.61.
CB Central Cooperative Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.334.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


CB Central Cooperative Bank AD EV-to-FCF Related Terms


CB Central Cooperative Bank AD EV-to-FCF Historical Data

* Premium members only.

The historical data trend for CB Central Cooperative Bank AD's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD EV-to-FCF Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.83 -2.56 -5.32 -4.37 -2.41

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.37 -4.16 -8.94 -3.49 -2.41

FRA:4CF vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, CB Central Cooperative Bank AD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Central Cooperative Bank AD EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where CB Central Cooperative Bank AD's EV-to-FCF falls into.


FRA:4CF
55GF Score
CB Central Cooperative Bank AD FRA:4CF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Central Cooperative Bank AD EV-to-FCF Calculation

CB Central Cooperative Bank AD's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-1314.798/523.245
=-2.51

CB Central Cooperative Bank AD's current Enterprise Value is €-1,314.8 Mil.
CB Central Cooperative Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €523.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.51 mean?
CB Central Cooperative Bank AD (FRA:4CF) has a EV-to-FCF of -2.51 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB Central Cooperative Bank AD and its competitors. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #77 out of 1193 companies in the Banks industry, placing it in the top 6.5%.
Is CB Central Cooperative Bank AD's EV-to-FCF too high?
CB Central Cooperative Bank AD's current EV-to-FCF is -2.51. Based on the distribution chart, CB Central Cooperative Bank AD ranks #77 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Central Cooperative Bank AD has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #77 out of 1193 companies for EV-to-FCF. This places CB Central Cooperative Bank AD in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current EV-to-FCF is -2.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current EV-to-FCF of -2.51. The stock's GF Value™ is €1.87, compared to a current price of €1.61 — trading 13.9% below its estimated fair value. The current EV-to-FCF is -2.51. CB Central Cooperative Bank AD's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current EV-to-FCF is -2.51 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of €1.61 is trading 13.9% below its estimated GF Value™ of €1.87.

Key valuation signals for FRA:4CF:

  • EV-to-FCF: -2.51
  • GF Value™: €1.87 vs. price of €1.61 (13.9% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Central Cooperative Bank AD Business Description

Other Exchanges CCB:Bulgaria
Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
55GF Score

Get the complete analysis for FRA:4CF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.61
Price
€1.87
GF Value