BNP Paribas Bank PolskaFRA:82MA +1.19%77 EV-to-FCF is 2.59 as of Jul. 04, 2026, which is 101% above its 10-year median of 1.29. GuruFocus rates FRA:82MA with a GF Score™ of 77/100 and a GF Value™ of €22.95 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,193 Banks companies, BNP Paribas Bank Polska ranks better than 68.06% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BNP Paribas Bank Polska's Enterprise Value is €4,712 Mil.
BNP Paribas Bank Polska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,816 Mil. Therefore, BNP Paribas Bank Polska's EV-to-FCF for today is 2.59.
The historical rank and industry rank for BNP Paribas Bank Polska's EV-to-FCF or its related term are showing as below:
FRA:82MA'
s EV-to-FCF Range Over the Past 10 Years
Min: -94.76 Med: 1.29 Max: 106.81
Current: 2.57
During the past 13 years, the highest EV-to-FCF of BNP Paribas Bank Polska was 106.81. The lowest was -94.76. And the median was 1.29.
FRA:82MA's EV-to-FCF is ranked better than 68.06% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs FRA:82MA: 2.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BNP Paribas Bank Polska (FRA:82MA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BNP Paribas Bank Polska's PE Ratio (TTM) for today is calculated as:
BNP Paribas Bank Polska's share price for today is €33.90.
BNP Paribas Bank Polska's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.205.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BNP Paribas Bank Polska's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNP Paribas Bank Polska EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where BNP Paribas Bank Polska's EV-to-FCF falls into.
BNP Paribas Bank Polska's current Enterprise Value is €4,712 Mil.
BNP Paribas Bank Polska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,816 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BNP Paribas Bank Polska (FRA:82MA) has a EV-to-FCF of 2.59 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BNP Paribas Bank Polska and its competitors. This is 101% above median its historical median of 1.29. According to the industry distribution chart, BNP Paribas Bank Polska ranks #381 out of 1193 companies in the Banks industry, placing it in the top 31.9%.
Is BNP Paribas Bank Polska's EV-to-FCF too high?
BNP Paribas Bank Polska's current EV-to-FCF of 2.59 is 101% above median its 10-year median of 1.29. The Banks industry median EV-to-FCF is 6.61. BNP Paribas Bank Polska's value of 2.59 is 60.8% below this industry median. Based on the distribution chart, BNP Paribas Bank Polska ranks #381 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, BNP Paribas Bank Polska has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, BNP Paribas Bank Polska ranks #381 out of 1193 companies for EV-to-FCF. This puts BNP Paribas Bank Polska in the upper half of its industry. The industry median EV-to-FCF is 6.61. BNP Paribas Bank Polska's value of 2.59 is 60.8% below this benchmark. While the company's 10-year median is 1.29 vs. the industry median of 6.61, BNP Paribas Bank Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNP Paribas Bank Polska's current EV-to-FCF of 2.59 is 60.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BNP Paribas Bank Polska and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNP Paribas Bank Polska's current EV-to-FCF is 2.59, which is 101% above median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.95, compared to a current price of €33.90 — trading 47.7% above its estimated fair value. The current EV-to-FCF is 2.59, which is 101% above median its 10-year median of 1.29 and 60.8% below the Banks industry median of 6.61. BNP Paribas Bank Polska's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current EV-to-FCF is 2.59 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?
Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued.
The current stock price of €33.90 is trading 47.7% above its estimated GF Value™ of €22.95.
GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.
Key valuation signals for FRA:82MA:
EV-to-FCF: 2.59 (101% above median its 10-year median of 1.29)
GF Value™: €22.95 vs. price of €33.90 (47.7% above fair value)
Industry Position: 60.8% below the Banks median (#381 of 1193)
No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
77GF Score
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