BNP Paribas Bank Polska (FRA:82MA) OCF Margin %: -244.65% (As of Mar. 2026)


FRA:82MA BNP Paribas Bank Polska SA FRA:82MA
76 GF Score
Price €33.60
GF Value €22.29
Valuation Significantly Overvalued
! 7 Warning Signs
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What is BNP Paribas Bank Polska OCF Margin %?

BNP Paribas Bank Polska FRA:82MA -0.59% 76 OCF Margin % is -244.65% as of Mar. 2026. GuruFocus rates FRA:82MA with a GF Score™ of 76/100 and a GF Value™ of €22.29 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, BNP Paribas Bank Polska ranks better than 83.88% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. BNP Paribas Bank Polska's Cash Flow from Operations for the three months ended in Mar. 2026 was €-1,152 Mil. BNP Paribas Bank Polska's Revenue for the three months ended in Mar. 2026 was €471 Mil. Therefore, BNP Paribas Bank Polska's OCF Margin % for the quarter that ended in Mar. 2026 was -244.65%.

As of today, BNP Paribas Bank Polska's current OCF Yield % is 36.35%.

The historical rank and industry rank for BNP Paribas Bank Polska's OCF Margin % or its related term are showing as below:

FRA:82MA' s OCF Margin % Range Over the Past 10 Years
Min: -271.52   Med: 94.91   Max: 278.17
Current: 96.78


During the past 13 years, the highest OCF Margin % of BNP Paribas Bank Polska was 278.17%. The lowest was -271.52%. And the median was 94.91%.

FRA:82MA's OCF Margin % is ranked better than
83.88% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FRA:82MA: 96.78


BNP Paribas Bank Polska OCF Margin % Related Terms


BNP Paribas Bank Polska OCF Margin % Historical Data

* Premium members only.

The historical data trend for BNP Paribas Bank Polska's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska OCF Margin % Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.74 278.17 78.53 182.76 123.14

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -136.36 178.01 -27.34 404.93 -244.65

FRA:82MA vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, BNP Paribas Bank Polska's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNP Paribas Bank Polska OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's OCF Margin % distribution charts can be found below:

* The bar in red indicates where BNP Paribas Bank Polska's OCF Margin % falls into.


FRA:82MA
76GF Score
BNP Paribas Bank Polska SA FRA:82MA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Bank Polska OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

BNP Paribas Bank Polska's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2402.69/1951.231
=123.14 %

BNP Paribas Bank Polska's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1151.702/470.756
=-244.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -244.65% mean?
BNP Paribas Bank Polska (FRA:82MA) has a OCF Margin % of -244.65% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BNP Paribas Bank Polska and its competitors. According to the industry distribution chart, BNP Paribas Bank Polska ranks #242 out of 1501 companies in the Banks industry, placing it in the top 16.1%.
Is BNP Paribas Bank Polska's OCF Margin % too high?
BNP Paribas Bank Polska's current OCF Margin % is -244.65%. Based on the distribution chart, BNP Paribas Bank Polska ranks #242 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BNP Paribas Bank Polska has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, BNP Paribas Bank Polska ranks #242 out of 1501 companies for OCF Margin %. This places BNP Paribas Bank Polska in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BNP Paribas Bank Polska and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNP Paribas Bank Polska's current OCF Margin % is -244.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.29, compared to a current price of €33.60 — trading 50.7% above its estimated fair value. The current OCF Margin % is -244.65%. BNP Paribas Bank Polska's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current OCF Margin % is -244.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €33.60 is trading 50.7% above its estimated GF Value™ of €22.29. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

  • OCF Margin %: -244.65%
  • GF Value™: €22.29 vs. price of €33.60 (50.7% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNP Paribas Bank Polska Business Description

Other Exchanges BNP:Poland
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
76GF Score

Get the complete analysis for FRA:82MA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.60
Price
€22.29
GF Value