BNP Paribas Bank Polska (FRA:82MA) Retained Earnings: €801 Mil (As of Mar. 2026)

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FRA:82MA BNP Paribas Bank Polska SA FRA:82MA
76 GF Score
Price €33.10
GF Value €21.84
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska Retained Earnings?

BNP Paribas Bank Polska FRA:82MA +1.22% 76 Retained Earnings is €801 Mil as of Mar. 2026. GuruFocus rates FRA:82MA with a GF Score™ of 76/100 and a GF Value™ of €21.84 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. BNP Paribas Bank Polska's retained earnings for the quarter that ended in Mar. 2026 was €801 Mil.

BNP Paribas Bank Polska's quarterly retained earnings increased from Sep. 2025 (€513 Mil) to Dec. 2025 (€715 Mil) and increased from Dec. 2025 (€715 Mil) to Mar. 2026 (€801 Mil).

BNP Paribas Bank Polska's annual retained earnings increased from Dec. 2023 (€147 Mil) to Dec. 2024 (€443 Mil) and increased from Dec. 2024 (€443 Mil) to Dec. 2025 (€715 Mil).


BNP Paribas Bank Polska  (FRA:82MA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


BNP Paribas Bank Polska Retained Earnings Historical Data

* Premium members only.

The historical data trend for BNP Paribas Bank Polska's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska Retained Earnings Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -56.51 2.59 147.21 443.04 715.31

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 608.33 353.76 512.66 715.31 801.06
FRA:82MA
76GF Score
BNP Paribas Bank Polska SA FRA:82MA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Bank Polska Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €801 Mil mean?
BNP Paribas Bank Polska (FRA:82MA) has a Retained Earnings of €801 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on BNP Paribas Bank Polska and its competitors.
Is BNP Paribas Bank Polska's Retained Earnings too high?
BNP Paribas Bank Polska's current Retained Earnings is €801 Mil. Overall, BNP Paribas Bank Polska has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's Retained Earnings compare to PNC and USB?
BNP Paribas Bank Polska's Retained Earnings of €801 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on BNP Paribas Bank Polska and its competitors. BNP Paribas Bank Polska's current Retained Earnings is €801 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.84, compared to a current price of €33.10 — trading 51.6% above its estimated fair value. The current Retained Earnings is €801 Mil. BNP Paribas Bank Polska's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current Retained Earnings is €801 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €33.10 is trading 51.6% above its estimated GF Value™ of €21.84. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

  • Retained Earnings: €801 Mil
  • GF Value™: €21.84 vs. price of €33.10 (51.6% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNP Paribas Bank Polska Business Description

Other Exchanges BNP:Poland
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
76GF Score

Get the complete analysis for FRA:82MA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.10
Price
€21.84
GF Value