BNP Paribas Bank Polska (FRA:82MA) Moat Score: 0/10 (As of Jul. 05, 2026)


FRA:82MA BNP Paribas Bank Polska SA FRA:82MA
76 GF Score
Price €33.90
GF Value €22.95
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska Moat Score?

BNP Paribas Bank Polska has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

BNP Paribas Bank Polska has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes BNP Paribas Bank Polska might have No Moat - No discernible moat.

BNP Paribas Bank Polska  (FRA:82MA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

BNP Paribas Bank Polska Moat Score Related Terms

FRA:82MA
76GF Score
BNP Paribas Bank Polska SA FRA:82MA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €33.90 is trading 47.7% above its estimated GF Value™ of €22.95. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

  • Moat Score: 0
  • GF Value™: €22.95 vs. price of €33.90 (47.7% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Bank Polska Business Description

Other Exchanges BNP:Poland
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
76GF Score

Get the complete analysis for FRA:82MA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.90
Price
€22.95
GF Value