BNP Paribas Bank Polska (FRA:82MA) PEG Ratio: 0.94 (As of Jul. 05, 2026) — 91% Below Median


FRA:82MA BNP Paribas Bank Polska SA FRA:82MA
77 GF Score
Price €33.90
GF Value €22.95
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska PEG Ratio?

BNP Paribas Bank Polska FRA:82MA +1.19% 77 PEG Ratio is 0.94 as of Jul. 05, 2026, which is 91% below its 10-year median of 10.43. GuruFocus rates FRA:82MA with a GF Score™ of 77/100 and a GF Value™ of €22.95 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, BNP Paribas Bank Polska ranks better than 69.21% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BNP Paribas Bank Polska's PE Ratio without NRI is 8.16. BNP Paribas Bank Polska's 5-Year Book Value growth rate is 8.70%. Therefore, BNP Paribas Bank Polska's PEG Ratio for today is 0.94.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BNP Paribas Bank Polska's PEG Ratio or its related term are showing as below:

FRA:82MA' s PEG Ratio Range Over the Past 10 Years
Min: 0.79   Med: 10.43   Max: 318.27
Current: 0.96


During the past 13 years, BNP Paribas Bank Polska's highest PEG Ratio was 318.27. The lowest was 0.79. And the median was 10.43.


FRA:82MA's PEG Ratio is ranked better than
69.21% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs FRA:82MA: 0.96

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BNP Paribas Bank Polska  (FRA:82MA) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BNP Paribas Bank Polska PEG Ratio Related Terms


BNP Paribas Bank Polska PEG Ratio Historical Data

* Premium members only.

The historical data trend for BNP Paribas Bank Polska's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska PEG Ratio Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.18 24.12 5.05 1.22 0.78

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 1.01 0.83 0.78 0.84

FRA:82MA vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, BNP Paribas Bank Polska's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNP Paribas Bank Polska PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BNP Paribas Bank Polska's PEG Ratio falls into.


FRA:82MA
77GF Score
BNP Paribas Bank Polska SA FRA:82MA
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Bank Polska PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BNP Paribas Bank Polska's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.1608088589312/8.70
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.94 mean?
BNP Paribas Bank Polska (FRA:82MA) has a PEG Ratio of 0.94 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BNP Paribas Bank Polska and its competitors. This is 91% below median its historical median of 10.43. Over the past decade, BNP Paribas Bank Polska's PEG Ratio has ranged from 0.79 to 318.27. According to the industry distribution chart, BNP Paribas Bank Polska ranks #379 out of 1231 companies in the Banks industry, placing it in the top 30.8%.
Is BNP Paribas Bank Polska's PEG Ratio too high?
BNP Paribas Bank Polska's current PEG Ratio of 0.94 is 91% below median its 10-year median of 10.43. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 318.27. The Banks industry median PEG Ratio is 1.54. BNP Paribas Bank Polska's value of 0.94 is 39% below this industry median. Based on the distribution chart, BNP Paribas Bank Polska ranks #379 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, BNP Paribas Bank Polska has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BNP Paribas Bank Polska ranks #379 out of 1231 companies for PEG Ratio. This puts BNP Paribas Bank Polska in the upper half of its industry. The industry median PEG Ratio is 1.54. BNP Paribas Bank Polska's value of 0.94 is 39% below this benchmark. Historically, BNP Paribas Bank Polska's own PEG Ratio has ranged from 0.79 to 318.27 over the past decade. While the company's 10-year median is 10.43 vs. the industry median of 1.54, BNP Paribas Bank Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNP Paribas Bank Polska's current PEG Ratio of 0.94 is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BNP Paribas Bank Polska and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNP Paribas Bank Polska's current PEG Ratio is 0.94, which is 91% below median its own 10-year median of 10.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.95, compared to a current price of €33.90 — trading 47.7% above its estimated fair value. The current PEG Ratio is 0.94, which is 91% below median its 10-year median of 10.43 and 39% below the Banks industry median of 1.54. BNP Paribas Bank Polska's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current PEG Ratio is 0.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €33.90 is trading 47.7% above its estimated GF Value™ of €22.95. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

  • PEG Ratio: 0.94 (91% below median its 10-year median of 10.43)
  • GF Value™: €22.95 vs. price of €33.90 (47.7% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 39% below the Banks median (#379 of 1231)

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNP Paribas Bank Polska Business Description

Other Exchanges BNP:Poland
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
77GF Score

Get the complete analysis for FRA:82MA

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.90
Price
€22.95
GF Value