BNP Paribas Bank Polska (FRA:82MA) Net Loan: €20,173 Mil (As of Mar. 2026)

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FRA:82MA BNP Paribas Bank Polska SA FRA:82MA
78 GF Score
Price €35.55
GF Value €21.79
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska Net Loan?

BNP Paribas Bank Polska FRA:82MA +0.71% 78 Net Loan is €20,173 Mil as of Mar. 2026. GuruFocus rates FRA:82MA with a GF Score™ of 78/100 and a GF Value™ of €21.79 (Significantly Overvalued). The stock has 3 warning signs investors should review.

BNP Paribas Bank Polska's quarterly net loan increased from Sep. 2025 (€19,272 Mil) to Dec. 2025 (€19,788 Mil) and increased from Dec. 2025 (€19,788 Mil) to Mar. 2026 (€20,173 Mil).

BNP Paribas Bank Polska's annual net loan declined from Dec. 2023 (€18,749 Mil) to Dec. 2024 (€19,788 Mil) but then increased from Dec. 2024 (€19,788 Mil) to Dec. 2025 (€20,173 Mil).

BNP Paribas Bank Polska Net Loan Historical Data

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The historical data trend for BNP Paribas Bank Polska's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska Net Loan Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,839.69 19,416.60 18,748.82 18,543.00 19,787.86

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,885.29 18,837.00 19,272.14 19,787.86 20,172.57
FRA:82MA
78GF Score
BNP Paribas Bank Polska SA FRA:82MA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Bank Polska Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €20,173 Mil mean?
BNP Paribas Bank Polska (FRA:82MA) has a Net Loan of €20,173 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on BNP Paribas Bank Polska and its competitors.
Is BNP Paribas Bank Polska's Net Loan too high?
BNP Paribas Bank Polska's current Net Loan is €20,173 Mil. Overall, BNP Paribas Bank Polska has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's Net Loan compare to PNC and USB?
BNP Paribas Bank Polska's Net Loan of €20,173 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on BNP Paribas Bank Polska and its competitors. BNP Paribas Bank Polska's current Net Loan is €20,173 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.79, compared to a current price of €35.55 — trading 63.1% above its estimated fair value. The current Net Loan is €20,173 Mil. BNP Paribas Bank Polska's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current Net Loan is €20,173 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €35.55 is trading 63.1% above its estimated GF Value™ of €21.79. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

  • Net Loan: €20,173 Mil
  • GF Value™: €21.79 vs. price of €35.55 (63.1% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Bank Polska Business Description

Other Exchanges BNP:Poland
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
78GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.55
Price
€21.79
GF Value