BNP Paribas Bank PolskaFRA:82MA -0.15%78 FCF Yield % is 36.00 as of Jun. 29, 2026, which is 31% below its 10-year median of 52.21. GuruFocus rates FRA:82MA with a GF Score™ of 78/100 and a GF Value™ of €23.28 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, BNP Paribas Bank Polska ranks better than 83.88% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BNP Paribas Bank Polska FCF Yield % Related Terms
BNP Paribas Bank Polska FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BNP Paribas Bank Polska's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNP Paribas Bank Polska FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's FCF Yield % distribution charts can be found below:
* The bar in red indicates where BNP Paribas Bank Polska's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BNP Paribas Bank Polska (FRA:82MA) has a FCF Yield % of 36.00 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BNP Paribas Bank Polska and its competitors. This is 31% below median its historical median of 52.21. According to the industry distribution chart, BNP Paribas Bank Polska ranks #243 out of 1507 companies in the Banks industry, placing it in the top 16.1%.
Is BNP Paribas Bank Polska's FCF Yield % too high?
BNP Paribas Bank Polska's current FCF Yield % of 36.00 is 31% below median its 10-year median of 52.21. The Banks industry median FCF Yield % is 8.14. BNP Paribas Bank Polska's value of 36.00 is 342.3% above this industry median. Based on the distribution chart, BNP Paribas Bank Polska ranks #243 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BNP Paribas Bank Polska has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, BNP Paribas Bank Polska ranks #243 out of 1507 companies for FCF Yield %. This places BNP Paribas Bank Polska in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. BNP Paribas Bank Polska's value of 36.00 is 342.3% above this benchmark. While the company's 10-year median is 52.21 vs. the industry median of 8.14, BNP Paribas Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNP Paribas Bank Polska's current FCF Yield % of 36.00 is 342.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BNP Paribas Bank Polska and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNP Paribas Bank Polska's current FCF Yield % is 36.00, which is 31% below median its own 10-year median of 52.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €23.28, compared to a current price of €33.55 — trading 44.1% above its estimated fair value. The current FCF Yield % is 36.00, which is 31% below median its 10-year median of 52.21 and 342.3% above the Banks industry median of 8.14. BNP Paribas Bank Polska's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current FCF Yield % is 36.00 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?
Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued.
The current stock price of €33.55 is trading 44.1% above its estimated GF Value™ of €23.28.
GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.
Key valuation signals for FRA:82MA:
FCF Yield %: 36.00 (31% below median its 10-year median of 52.21)
GF Value™: €23.28 vs. price of €33.55 (44.1% above fair value)
Industry Position: 342.3% above the Banks median (#243 of 1507)
No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
78GF Score
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