BNP Paribas Bank Polska (FRA:82MA) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is BNP Paribas Bank Polska LT-Debt-to-Total-Asset?

BNP Paribas Bank Polska FRA:82MA +1.19% 76 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates FRA:82MA with a GF Score™ of 76/100 and a GF Value™ of €22.00 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BNP Paribas Bank Polska's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

BNP Paribas Bank Polska's long-term debt to total assets ratio declined from Mar. 2025 (0.08) to Mar. 2026 (0.07). It may suggest that BNP Paribas Bank Polska is progressively becoming less dependent on debt to grow their business.

BNP Paribas Bank Polska (FRA:82MA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Related Terms

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Historical Data

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The historical data trend for BNP Paribas Bank Polska's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Chart

BNP Paribas Bank Polska Annual Data

Trend

Dec16

Dec17

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Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.08

BNP Paribas Bank Polska Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.08	0.08	0.07	0.08	0.07

76GF Score

BNP Paribas Bank Polska SA FRA:82MA

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BNP Paribas Bank Polska LT-Debt-to-Total-Asset Calculation

BNP Paribas Bank Polska's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	3127.032	/	41842.073
	=	0.07

BNP Paribas Bank Polska's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	3033.903	/	41059.457
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

BNP Paribas Bank Polska (FRA:82MA) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BNP Paribas Bank Polska and its competitors.

Is BNP Paribas Bank Polska's LT-Debt-to-Total-Asset too high?

BNP Paribas Bank Polska's current LT-Debt-to-Total-Asset is 0.07. Overall, BNP Paribas Bank Polska has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does BNP Paribas Bank Polska's LT-Debt-to-Total-Asset compare to PNC and USB?

BNP Paribas Bank Polska's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BNP Paribas Bank Polska and its competitors. BNP Paribas Bank Polska's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BNP Paribas Bank Polska stock overvalued right now?

Based on GuruFocus' analysis, BNP Paribas Bank Polska (FRA:82MA) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.00, compared to a current price of €33.90 — trading 54.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. BNP Paribas Bank Polska's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BNP Paribas Bank Polska (FRA:82MA), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (FRA:82MA) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of €33.90 is trading 54.1% above its estimated GF Value™ of €22.00. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:82MA:

LT-Debt-to-Total-Asset: 0.07
GF Value™: €22.00 vs. price of €33.90 (54.1% above fair value)
GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:82MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Bank Polska Business Description

Industry Financial Services Banks

Comparable Companies WAR:MIL WAR:BHW WAR:BOS WAR:ING WAR:MBK WAR:PEO WAR:EBP SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB

Other Exchanges BNP:Poland

Address Kasprzaka 2, Warsaw, POL, 01-211

Website https://www.bnpparibas.pl

BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.

76GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.90

Price

€22.00

GF Value

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