Aspen Insurance Holdings (FRA:8ZV) EV-to-FCF: 6.37 (As of Jul. 17, 2026) — Near Median

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FRA:8ZV Aspen Insurance Holdings Ltd FRA:8ZV
31 GF Score
Price €31.00
! 4 Warning Signs
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What is Aspen Insurance Holdings EV-to-FCF?

Aspen Insurance Holdings FRA:8ZV 31 EV-to-FCF is 6.37 as of Jul. 17, 2026, which is 1% below its 10-year median of 6.41. GuruFocus rates FRA:8ZV with a GF Score™ of 31/100. The stock has 4 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Aspen Insurance Holdings's Enterprise Value is €2,335 Mil. Aspen Insurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €367 Mil. Therefore, Aspen Insurance Holdings's EV-to-FCF for today is 6.37.

The historical rank and industry rank for Aspen Insurance Holdings's EV-to-FCF or its related term are showing as below:

FRA:8ZV' s EV-to-FCF Range Over the Past 10 Years
Min: 5.02   Med: 6.41   Max: 10.59
Current: 6.37

During the past 13 years, the highest EV-to-FCF of Aspen Insurance Holdings was 10.59. The lowest was 5.02. And the median was 6.41.

FRA:8ZV's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.795 vs FRA:8ZV: 6.37

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), Aspen Insurance Holdings's stock price is €31.00. Aspen Insurance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €2.725. Therefore, Aspen Insurance Holdings's PE Ratio (TTM) for today is 11.38.


Aspen Insurance Holdings  (FRA:8ZV) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Aspen Insurance Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=31.00/2.725
=11.38

Aspen Insurance Holdings's share price for today is €31.00.
Aspen Insurance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.725.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Aspen Insurance Holdings EV-to-FCF Related Terms


Aspen Insurance Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Aspen Insurance Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aspen Insurance Holdings EV-to-FCF Chart

Aspen Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.45

Aspen Insurance Holdings Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 5.58 10.23 6.45

FRA:8ZV vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Aspen Insurance Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aspen Insurance Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Aspen Insurance Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Aspen Insurance Holdings's EV-to-FCF falls into.


FRA:8ZV
31GF Score
Aspen Insurance Holdings Ltd FRA:8ZV
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aspen Insurance Holdings EV-to-FCF Calculation

Aspen Insurance Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2335.265/366.629
=6.37

Aspen Insurance Holdings's current Enterprise Value is €2,335 Mil.
Aspen Insurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €367 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.37 mean?
Aspen Insurance Holdings (FRA:8ZV) has a EV-to-FCF of 6.37 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aspen Insurance Holdings and its competitors. This is near median its historical median of 6.41. Over the past decade, Aspen Insurance Holdings' EV-to-FCF has ranged from 5.02 to 10.59.
Is Aspen Insurance Holdings' EV-to-FCF too high?
Aspen Insurance Holdings' current EV-to-FCF of 6.37 is near median its 10-year median of 6.41. Over the past 10 years, this metric has ranged from a low of 5.02 to a high of 10.59. The Insurance industry median EV-to-FCF is 9.80. Aspen Insurance Holdings' value of 6.37 is 35% below this industry median. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' EV-to-FCF compare to CB and PGR?
Aspen Insurance Holdings' EV-to-FCF of 6.37 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.80. Aspen Insurance Holdings' value of 6.37 is 35% below this benchmark. Historically, Aspen Insurance Holdings' own EV-to-FCF has ranged from 5.02 to 10.59 over the past decade. While the company's 10-year median is 6.41 vs. the industry median of 9.80, Aspen Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspen Insurance Holdings's current EV-to-FCF of 6.37 is 35% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aspen Insurance Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspen Insurance Holdings's current EV-to-FCF is 6.37, which is near median its own 10-year median of 6.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current EV-to-FCF of 6.37. The current EV-to-FCF is 6.37, which is near median its 10-year median of 6.41 and 35% below the Insurance industry median of 9.80. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current EV-to-FCF is 6.37 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aspen Insurance Holdings Business Description

Other Exchanges AHLpE.PFD:USAAHLpD.PFD:USA
Address 100 Pitts Bay Road, Waterloo House, Pembroke, BMU, HM08
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.00
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