FRA:BYRA's EV-to-FCF is ranked worse than 100% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs FRA:BYRA: -31.86
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Rakyat Indonesia (Persero) Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Rakyat Indonesia (Persero) Tbk's share price for today is €0.131.
PT Bank Rakyat Indonesia (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.019.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Rakyat Indonesia (Persero) Tbk EV-to-FCF Related Terms
PT Bank Rakyat Indonesia (Persero) Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk EV-to-FCF Chart
PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
PT Bank Rakyat Indonesia (Persero) Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk EV-to-FCF vs Banks Industry
PT Bank Rakyat Indonesia (Persero) Tbk's current Enterprise Value is €22,584 Mil.
PT Bank Rakyat Indonesia (Persero) Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-695 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a EV-to-FCF of -32.48 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #999999 out of 1192 companies in the Banks industry.
Is PT Bank Rakyat Indonesia (Persero) Tbk's EV-to-FCF too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current EV-to-FCF is -32.48. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #999999 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #999999 out of 1192 companies for EV-to-FCF. This places PT Bank Rakyat Indonesia (Persero) Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current EV-to-FCF is -32.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.24, compared to a current price of €0.13 — trading 45.4% below its estimated fair value. The current EV-to-FCF is -32.48. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current EV-to-FCF is -32.48 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.13 is trading 45.4% below its estimated GF Value™ of €0.24.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for FRA:BYRA:
EV-to-FCF: -32.48
GF Value™: €0.24 vs. price of €0.13 (45.4% below fair value)
No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
72GF Score
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