FRA:BYRA'
s Pretax Margin % Range Over the Past 10 Years
Min: 24.16 Med: 42.13 Max: 45.92
Current: 39.33
FRA:BYRA's Pretax Margin % is ranked better than 61.58% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FRA:BYRA: 39.33
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Bank Rakyat Indonesia (Persero) Tbk Pretax Margin % Related Terms
PT Bank Rakyat Indonesia (Persero) Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk Pretax Margin % Chart
PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
PT Bank Rakyat Indonesia (Persero) Tbk Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a Pretax Margin % of 40.28% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. This is near median its historical median of 42.13. Over the past decade, PT Bank Rakyat Indonesia (Persero) Tbk's Pretax Margin % has ranged from 24.16 to 45.92. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #587 out of 1528 companies in the Banks industry, placing it in the top 38.4%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's Pretax Margin % too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current Pretax Margin % of 40.28% is near median its 10-year median of 42.13. Over the past 10 years, this metric has ranged from a low of 24.16 to a high of 45.92. The Banks industry median Pretax Margin % is 34.72. PT Bank Rakyat Indonesia (Persero) Tbk's value of 40.28% is 16% above this industry median. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #587 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #587 out of 1528 companies for Pretax Margin %. This puts PT Bank Rakyat Indonesia (Persero) Tbk in the upper half of its industry. The industry median Pretax Margin % is 34.72. PT Bank Rakyat Indonesia (Persero) Tbk's value of 40.28% is 16% above this benchmark. Historically, PT Bank Rakyat Indonesia (Persero) Tbk's own Pretax Margin % has ranged from 24.16 to 45.92 over the past decade. While the company's 10-year median is 42.13 vs. the industry median of 34.72, PT Bank Rakyat Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Rakyat Indonesia (Persero) Tbk's current Pretax Margin % of 40.28% is 16% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current Pretax Margin % is 40.28%, which is near median its own 10-year median of 42.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.28, compared to a current price of €0.13 — trading 53.6% below its estimated fair value. The current Pretax Margin % is 40.28%, which is near median its 10-year median of 42.13 and 16% above the Banks industry median of 34.72. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current Pretax Margin % is 40.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.13 is trading 53.6% below its estimated GF Value™ of €0.28.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for FRA:BYRA:
Pretax Margin %: 40.28% (near median its 10-year median of 42.13)
GF Value™: €0.28 vs. price of €0.13 (53.6% below fair value)
Industry Position: 16% above the Banks median (#587 of 1528)
No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score
Get the complete analysis for FRA:BYRA
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:BYRA has been successfully added to your 
