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PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio Related Terms
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio Chart
PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio vs Banks Industry
PT Bank Rakyat Indonesia (Persero) Tbk PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PT Bank Rakyat Indonesia (Persero) Tbk's Share Price of today is €0.14. PT Bank Rakyat Indonesia (Persero) Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a PS Ratio of 2.12 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. This is 49% below median its historical median of 4.13. Over the past decade, PT Bank Rakyat Indonesia (Persero) Tbk's PS Ratio has ranged from 2.13 to 5.76. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #456 out of 1520 companies in the Banks industry, placing it in the top 30%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's PS Ratio too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current PS Ratio of 2.12 is 49% below median its 10-year median of 4.13. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 5.76. The Banks industry median PS Ratio is 3.02. PT Bank Rakyat Indonesia (Persero) Tbk's value of 2.12 is 29.8% below this industry median. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #456 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #456 out of 1520 companies for PS Ratio. This puts PT Bank Rakyat Indonesia (Persero) Tbk in the upper half of its industry. The industry median PS Ratio is 3.02. PT Bank Rakyat Indonesia (Persero) Tbk's value of 2.12 is 29.8% below this benchmark. Historically, PT Bank Rakyat Indonesia (Persero) Tbk's own PS Ratio has ranged from 2.13 to 5.76 over the past decade. While the company's 10-year median is 4.13 vs. the industry median of 3.02, PT Bank Rakyat Indonesia (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Rakyat Indonesia (Persero) Tbk's current PS Ratio of 2.12 is 29.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current PS Ratio is 2.12, which is 49% below median its own 10-year median of 4.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.14 — trading 46.2% below its estimated fair value. The current PS Ratio is 2.12, which is 49% below median its 10-year median of 4.13 and 29.8% below the Banks industry median of 3.02. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current PS Ratio is 2.12 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.14 is trading 46.2% below its estimated GF Value™ of €0.26.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for FRA:BYRA:
PS Ratio: 2.12 (49% below median its 10-year median of 4.13)
GF Value™: €0.26 vs. price of €0.14 (46.2% below fair value)
Industry Position: 29.8% below the Banks median (#456 of 1520)
No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score
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