PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) OCF Yield %: -2.02 (As of Jul. 03, 2026)


FRA:BYRA PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
70 GF Score
Price €0.15
GF Value €0.28
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield %?

PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA +16.15% 70 OCF Yield % is -2.02 as of Jul. 03, 2026. GuruFocus rates FRA:BYRA with a GF Score™ of 70/100 and a GF Value™ of €0.28 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, PT Bank Rakyat Indonesia (Persero) Tbk ranks worse than 77.9% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, PT Bank Rakyat Indonesia (Persero) Tbk's Trailing 12-Month Cash Flow from Operations is €-429 Mil, and Market Cap is €19,750 Mil. Therefore, PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % for today is -2.02%.

The historical rank and industry rank for PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % or its related term are showing as below:

FRA:BYRA' s OCF Yield % Range Over the Past 10 Years
Min: -2.12   Med: 8.02   Max: 29.07
Current: -2.02


During the past 13 years, the highest OCF Yield % of PT Bank Rakyat Indonesia (Persero) Tbk was 29.07%. The lowest was -2.12%. And the median was 8.02%.

FRA:BYRA's OCF Yield % is ranked worse than
77.9% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs FRA:BYRA: -2.02

PT Bank Rakyat Indonesia (Persero) Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was %.


PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Related Terms


PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Chart

PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.63 13.94 -0.62 4.29 2.57

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.89 2.04 17.45 -60.48 37.48

PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % falls into.


FRA:BYRA
70GF Score
PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Rakyat Indonesia (Persero) Tbk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=747.162 / 29099.328384
=2.57%

PT Bank Rakyat Indonesia (Persero) Tbk's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2567.491 * 4 / 27404.636896
=37.48%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -2.02 mean?
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a OCF Yield % of -2.02 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1170 out of 1502 companies in the Banks industry, placing it in the top 77.9%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current OCF Yield % is -2.02. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1170 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1170 out of 1502 companies for OCF Yield %. This places PT Bank Rakyat Indonesia (Persero) Tbk in the lower half of its industry. The industry median OCF Yield % is 9.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current OCF Yield % is -2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.28, compared to a current price of €0.15 — trading 46.1% below its estimated fair value. The current OCF Yield % is -2.02. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current OCF Yield % is -2.02 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of €0.15 is trading 46.1% below its estimated GF Value™ of €0.28. GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for FRA:BYRA:

  • OCF Yield %: -2.02
  • GF Value™: €0.28 vs. price of €0.15 (46.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Rakyat Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman No. 44 - 46, BRI II Building, 22nd Floor, Jakarta, IDN, 10210
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score

Get the complete analysis for FRA:BYRA

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.15
Price
€0.28
GF Value