FRA:BYRA'
s FCF Margin % Range Over the Past 10 Years
Min: -7.9 Med: 22.08 Max: 57.95
Current: -7.01
During the past 13 years, the highest FCF Margin % of PT Bank Rakyat Indonesia (Persero) Tbk was 57.95%. The lowest was -7.90%. And the median was 22.08%.
FRA:BYRA's FCF Margin % is ranked worse than 76.88% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FRA:BYRA: -7.01
PT Bank Rakyat Indonesia (Persero) Tbk FCF Margin % Related Terms
PT Bank Rakyat Indonesia (Persero) Tbk FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk FCF Margin % Chart
PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
PT Bank Rakyat Indonesia (Persero) Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a FCF Margin % of 98.73% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. This is 347% above median its historical median of 22.08. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1157 out of 1505 companies in the Banks industry, placing it in the top 76.9%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's FCF Margin % too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current FCF Margin % of 98.73% is 347% above median its 10-year median of 22.08. The Banks industry median FCF Margin % is 26.55. PT Bank Rakyat Indonesia (Persero) Tbk's value of 98.73% is 271.9% above this industry median. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1157 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1157 out of 1505 companies for FCF Margin %. This places PT Bank Rakyat Indonesia (Persero) Tbk in the lower half of its industry. The industry median FCF Margin % is 26.55. PT Bank Rakyat Indonesia (Persero) Tbk's value of 98.73% is 271.9% above this benchmark. While the company's 10-year median is 22.08 vs. the industry median of 26.55, PT Bank Rakyat Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Rakyat Indonesia (Persero) Tbk's current FCF Margin % of 98.73% is 271.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current FCF Margin % is 98.73%, which is 347% above median its own 10-year median of 22.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.27, compared to a current price of €0.14 — trading 50% below its estimated fair value. The current FCF Margin % is 98.73%, which is 347% above median its 10-year median of 22.08 and 271.9% above the Banks industry median of 26.55. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current FCF Margin % is 98.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.14 is trading 50% below its estimated GF Value™ of €0.27.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for FRA:BYRA:
FCF Margin %: 98.73% (347% above median its 10-year median of 22.08)
GF Value™: €0.27 vs. price of €0.14 (50% below fair value)
Industry Position: 271.9% above the Banks median (#1157 of 1505)
No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score
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