PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Tariff Resilience Score: 7/10 (As of Jul. 13, 2026)


FRA:BYRA PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
72 GF Score
Price €0.14
GF Value €0.26
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Rakyat Indonesia (Persero) Tbk Tariff Resilience Score?

PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA -7.10% 72 Tariff Resilience Score is 7 as of Jul. 13, 2026. GuruFocus rates FRA:BYRA with a GF Score™ of 72/100 and a GF Value™ of €0.26 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,610 Banks companies, PT Bank Rakyat Indonesia (Persero) Tbk ranks better than 60.56% on this metric.

PT Bank Rakyat Indonesia (Persero) Tbk has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

PT Bank Rakyat Indonesia (Persero) Tbk has PT Bank Rakyat Indonesia has limited direct tariff exposure, with a focus on domestic banking services. Its resilience is supported by Indonesia's growing economy and diversified client base.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes PT Bank Rakyat Indonesia (Persero) Tbk might have Highly Resilient.

PT Bank Rakyat Indonesia (Persero) Tbk  (FRA:BYRA) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

PT Bank Rakyat Indonesia (Persero) Tbk Tariff Resilience Score Related Terms

PT Bank Rakyat Indonesia (Persero) Tbk Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Rakyat Indonesia (Persero) Tbk Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's Tariff Resilience Score falls into.


FRA:BYRA
72GF Score
PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a Tariff Resilience Score of 7 as of Jul. 13, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #635 out of 1610 companies in the Banks industry, placing it in the top 39.4%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's Tariff Resilience Score too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current Tariff Resilience Score is 7. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #635 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #635 out of 1610 companies for Tariff Resilience Score. This puts PT Bank Rakyat Indonesia (Persero) Tbk in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. PT Bank Rakyat Indonesia (Persero) Tbk's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.14 — trading 44.6% below its estimated fair value. The current Tariff Resilience Score is 7. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current Tariff Resilience Score is 7 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of €0.14 is trading 44.6% below its estimated GF Value™ of €0.26. GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for FRA:BYRA:

  • Tariff Resilience Score: 7
  • GF Value™: €0.26 vs. price of €0.14 (44.6% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Rakyat Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman No. 44 - 46, BRI II Building, 22nd Floor, Jakarta, IDN, 10210
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
72GF Score

Get the complete analysis for FRA:BYRA

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.14
Price
€0.26
GF Value