PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) FCF Yield %: -3.37 (As of Jul. 01, 2026)


FRA:BYRA PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
70 GF Score
Price €0.15
GF Value €0.28
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield %?

PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA -0.65% 70 FCF Yield % is -3.37 as of Jul. 01, 2026. GuruFocus rates FRA:BYRA with a GF Score™ of 70/100 and a GF Value™ of €0.28 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,507 Banks companies, PT Bank Rakyat Indonesia (Persero) Tbk ranks worse than 77.57% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Rakyat Indonesia (Persero) Tbk's Trailing 12-Month Free Cash Flow is €-695 Mil, and Market Cap is €20,044 Mil. Therefore, PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % for today is -3.37%.

The historical rank and industry rank for PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % or its related term are showing as below:

FRA:BYRA' s FCF Yield % Range Over the Past 10 Years
Min: -3.37   Med: 6.99   Max: 27.78
Current: -3.37


During the past 13 years, the highest FCF Yield % of PT Bank Rakyat Indonesia (Persero) Tbk was 27.78%. The lowest was -3.37%. And the median was 6.99%.

FRA:BYRA's FCF Yield % is ranked worse than
77.57% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs FRA:BYRA: -3.37

PT Bank Rakyat Indonesia (Persero) Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 98.73%.


PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Related Terms


PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Chart

PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.20 12.43 -1.64 2.46 1.45

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.19 0.49 16.72 -61.00 36.53

PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % falls into.


FRA:BYRA
70GF Score
PT Bank Rakyat Indonesia (Persero) Tbk FRA:BYRA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Rakyat Indonesia (Persero) Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=422.869 / 29099.328384
=1.45%

PT Bank Rakyat Indonesia (Persero) Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2503.014 * 4 / 27404.636896
=36.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -3.37 mean?
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a FCF Yield % of -3.37 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1169 out of 1507 companies in the Banks industry, placing it in the top 77.6%.
Is PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current FCF Yield % is -3.37. Based on the distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1169 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Rakyat Indonesia (Persero) Tbk ranks #1169 out of 1507 companies for FCF Yield %. This places PT Bank Rakyat Indonesia (Persero) Tbk in the lower half of its industry. The industry median FCF Yield % is 8.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Rakyat Indonesia (Persero) Tbk's current FCF Yield % is -3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.28, compared to a current price of €0.15 — trading 45% below its estimated fair value. The current FCF Yield % is -3.37. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current FCF Yield % is -3.37 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of €0.15 is trading 45% below its estimated GF Value™ of €0.28. GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for FRA:BYRA:

  • FCF Yield %: -3.37
  • GF Value™: €0.28 vs. price of €0.15 (45% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Rakyat Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman No. 44 - 46, BRI II Building, 22nd Floor, Jakarta, IDN, 10210
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
70GF Score

Get the complete analysis for FRA:BYRA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.15
Price
€0.28
GF Value