* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Rakyat Indonesia (Persero) Tbk ROE % Adjusted to Book Value Chart
PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
PT Bank Rakyat Indonesia (Persero) Tbk ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Rakyat Indonesia (Persero) Tbk ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 11.84% mean?
PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) has a ROE % Adjusted to Book Value of 11.84% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors.
Is PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current ROE % Adjusted to Book Value is 11.84%. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank Rakyat Indonesia (Persero) Tbk's ROE % Adjusted to Book Value of 11.84% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. PT Bank Rakyat Indonesia (Persero) Tbk's current ROE % Adjusted to Book Value is 11.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.28, compared to a current price of €0.13 — trading 53.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 11.84%. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA), the current ROE % Adjusted to Book Value is 11.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Rakyat Indonesia (Persero) Tbk (FRA:BYRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.13 is trading 53.6% below its estimated GF Value™ of €0.28.
GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for FRA:BYRA:
ROE % Adjusted to Book Value: 11.84%
GF Value™: €0.28 vs. price of €0.13 (53.6% below fair value)
No single metric tells the full story. See the FRA:BYRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Rakyat Indonesia (Persero) Tbk Business Description
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
69GF Score
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