JF SmartInvest Holdings (FRA:D6U) EV-to-FCF: 8.57 (As of Sep. 18, 2026) — 17% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:D6U JF SmartInvest Holdings Ltd FRA:D6U
94 GF Score
Price €2.96
GF Value €3.21
! 4 Warning Signs
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What is JF SmartInvest Holdings EV-to-FCF?

JF SmartInvest Holdings FRA:D6U -0.67% 94 EV-to-FCF is 8.57 as of Sep. 18, 2026, which is 17% below its 10-year median of 10.35. GuruFocus rates FRA:D6U with a GF Score™ of 94/100 and a GF Value™ of €3.21. The stock has 4 warning signs investors should review. Among 193 Education companies, JF SmartInvest Holdings ranks better than 56.99% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, JF SmartInvest Holdings's Enterprise Value is €797.6 Mil. JF SmartInvest Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €93.1 Mil. Therefore, JF SmartInvest Holdings's EV-to-FCF for today is 8.57.

The historical rank and industry rank for JF SmartInvest Holdings's EV-to-FCF or its related term are showing as below:

FRA:D6U' s EV-to-FCF Range Over the Past 10 Years
Min: 1.07   Med: 10.35   Max: 27.35
Current: 8.98

During the past 7 years, the highest EV-to-FCF of JF SmartInvest Holdings was 27.35. The lowest was 1.07. And the median was 10.35.

FRA:D6U's EV-to-FCF is ranked better than
56.99% of 193 companies
in the Education industry
Industry Median: 8.99 vs FRA:D6U: 8.98

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-18), JF SmartInvest Holdings's stock price is €2.96. JF SmartInvest Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.018. Therefore, JF SmartInvest Holdings's PE Ratio (TTM) for today is 164.44.


JF SmartInvest Holdings  (FRA:D6U) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

JF SmartInvest Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.96/0.018
=164.44

JF SmartInvest Holdings's share price for today is €2.96.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. JF SmartInvest Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.018.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


JF SmartInvest Holdings EV-to-FCF Related Terms


JF SmartInvest Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for JF SmartInvest Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JF SmartInvest Holdings EV-to-FCF Chart

JF SmartInvest Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 0.00 0.00 5.77 4.88 18.71

JF SmartInvest Holdings Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only 34.09 5.22 7.94 35.14 10.36

FRA:D6U vs EDU, TAL, LAUR: EV-to-FCF Comparison

For the Education & Training Services subindustry, JF SmartInvest Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JF SmartInvest Holdings EV-to-FCF vs Education Industry

For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where JF SmartInvest Holdings's EV-to-FCF falls into.


FRA:D6U
94GF Score
JF SmartInvest Holdings Ltd FRA:D6U
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JF SmartInvest Holdings EV-to-FCF Calculation

JF SmartInvest Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=797.593/93.058
=8.57

JF SmartInvest Holdings's current Enterprise Value is €797.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. JF SmartInvest Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €93.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 8.57 mean?
JF SmartInvest Holdings (FRA:D6U) has a EV-to-FCF of 8.57 as of Sep. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on JF SmartInvest Holdings and its competitors. This is 17% below median its historical median of 10.35. Over the past decade, JF SmartInvest Holdings' EV-to-FCF has ranged from 1.07 to 27.35. According to the industry distribution chart, JF SmartInvest Holdings ranks #83 out of 193 companies in the Education industry, placing it in the top 43%.
Is JF SmartInvest Holdings' EV-to-FCF too high?
JF SmartInvest Holdings' current EV-to-FCF of 8.57 is 17% below median its 10-year median of 10.35. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 27.35. The Education industry median EV-to-FCF is 8.99. JF SmartInvest Holdings' value of 8.57 is 4.7% below this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #83 out of 193 companies in the Education industry, which is above the industry midpoint. Overall, JF SmartInvest Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' EV-to-FCF compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #83 out of 193 companies for EV-to-FCF. This puts JF SmartInvest Holdings in the upper half of its industry. The industry median EV-to-FCF is 8.99. JF SmartInvest Holdings' value of 8.57 is 4.7% below this benchmark. Historically, JF SmartInvest Holdings' own EV-to-FCF has ranged from 1.07 to 27.35 over the past decade. While the company's 10-year median is 10.35 vs. the industry median of 8.99, JF SmartInvest Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Education company?
The median EV-to-FCF among Education companies is 8.99, based on 193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current EV-to-FCF of 8.57 is 4.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median EV-to-FCF is 8.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current EV-to-FCF is 8.57, which is 17% below median its own 10-year median of 10.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current EV-to-FCF of 8.57. The stock's GF Value™ is €3.21, compared to a current price of €2.96 — trading 7.8% below its estimated fair value. The current EV-to-FCF is 8.57, which is 17% below median its 10-year median of 10.35 and 4.7% below the Education industry median of 8.99. JF SmartInvest Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current EV-to-FCF is 8.57 as of Sep. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?

Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued. The current stock price of €2.96 is trading 7.8% below its estimated GF Value™ of €3.21.

Key valuation signals for FRA:D6U:

  • EV-to-FCF: 8.57 (17% below median its 10-year median of 10.35)
  • GF Value™: €3.21 vs. price of €2.96 (7.8% below fair value)
  • GF Score™: 94/100 with 4 warning signs
  • Industry Position: 4.7% below the Education median (#83 of 193)

No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JF SmartInvest Holdings Business Description

Other Exchanges 09636:Hong Kong
Address 88 Xumin East Road, 16th Floor, Yintech Finance Center, Qingpu District, Shanghai, CHN
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score

Get the complete analysis for FRA:D6U

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.21
GF Value