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Eastern BanksharesFRA:EB0 -0.51%73 EV-to-FCF is 15.30 as of Aug. 02, 2026, which is 38% above its 10-year median of 11.07. GuruFocus rates FRA:EB0 with a GF Score™ of 73/100 and a GF Value™ of €23.76 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,200 Banks companies, Eastern Bankshares ranks worse than 74.67% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Eastern Bankshares's Enterprise Value is €4,654.7 Mil.
Eastern Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €304.2 Mil. Therefore, Eastern Bankshares's EV-to-FCF for today is 15.30.
The historical rank and industry rank for Eastern Bankshares's EV-to-FCF or its related term are showing as below:
FRA:EB0'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.71 Med: 11.07 Max: 25.58
Current: 15.11
During the past 8 years, the highest EV-to-FCF of Eastern Bankshares was 25.58. The lowest was 1.71. And the median was 11.07.
FRA:EB0's EV-to-FCF is ranked worse than 74.67% of 1200
companies
in the Banks industry
Industry Median: 7.22
vs FRA:EB0: 15.11
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Eastern Bankshares's PE Ratio (TTM) for today is calculated as:
Eastern Bankshares's share price for today is €19.60.
Eastern Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.513.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Eastern Bankshares EV-to-FCF Related Terms
Eastern Bankshares EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Eastern Bankshares's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eastern Bankshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's EV-to-FCF falls into.
Eastern Bankshares's current Enterprise Value is €4,654.7 Mil.
Eastern Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €304.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eastern Bankshares (FRA:EB0) has a EV-to-FCF of 15.30 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eastern Bankshares and its competitors. This is 38% above median its historical median of 11.07. Over the past decade, Eastern Bankshares' EV-to-FCF has ranged from 1.71 to 25.58. According to the industry distribution chart, Eastern Bankshares ranks #896 out of 1200 companies in the Banks industry, placing it in the top 74.7%.
Is Eastern Bankshares' EV-to-FCF too high?
Eastern Bankshares' current EV-to-FCF of 15.30 is 38% above median its 10-year median of 11.07. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 25.58. The Banks industry median EV-to-FCF is 7.22. Eastern Bankshares' value of 15.30 is 111.9% above this industry median. Based on the distribution chart, Eastern Bankshares ranks #896 out of 1200 companies in the Banks industry, which is below the industry midpoint. Overall, Eastern Bankshares has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' EV-to-FCF compare to FINN and TFSL?
According to the Banks industry distribution chart, Eastern Bankshares ranks #896 out of 1200 companies for EV-to-FCF. This places Eastern Bankshares in the lower half of its industry. The industry median EV-to-FCF is 7.22. Eastern Bankshares' value of 15.30 is 111.9% above this benchmark. Historically, Eastern Bankshares' own EV-to-FCF has ranged from 1.71 to 25.58 over the past decade. While the company's 10-year median is 11.07 vs. the industry median of 7.22, Eastern Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.22, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current EV-to-FCF of 15.30 is 111.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eastern Bankshares and its competitors. For the Banks industry, the median EV-to-FCF is 7.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current EV-to-FCF is 15.30, which is 38% above median its own 10-year median of 11.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.76, compared to a current price of €19.60 — trading 17.5% below its estimated fair value. The current EV-to-FCF is 15.30, which is 38% above median its 10-year median of 11.07 and 111.9% above the Banks industry median of 7.22. Eastern Bankshares' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current EV-to-FCF is 15.30 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €19.60 is trading 17.5% below its estimated GF Value™ of €23.76.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for FRA:EB0:
EV-to-FCF: 15.30 (38% above median its 10-year median of 11.07)
GF Value™: €23.76 vs. price of €19.60 (17.5% below fair value)
Industry Position: 111.9% above the Banks median (#896 of 1200)
No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
73GF Score
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