FRSB (First Resource Bancorp) EV-to-FCF: (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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FRSB First Resource Bancorp Inc FRSB
72 GF Score
Price $25.76
GF Value $21.11
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Resource Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, First Resource Bancorp's Enterprise Value is $48.98 Mil. First Resource Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, First Resource Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for First Resource Bancorp's EV-to-FCF or its related term are showing as below:

FRSB' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.23
Current: 6.23

During the past 13 years, the highest EV-to-FCF of First Resource Bancorp was 6.23. The lowest was 0.00. And the median was 0.00.

FRSB's EV-to-FCF is ranked better than
52.18% of 1192 companies
in the Banks industry
Industry Median: 6.68 vs FRSB: 6.23

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-26), First Resource Bancorp's stock price is $25.76121. First Resource Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.969. Therefore, First Resource Bancorp's PE Ratio (TTM) for today is 8.68.


First Resource Bancorp  (OTCPK:FRSB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Resource Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=25.76121/2.969
=8.68

First Resource Bancorp's share price for today is $25.76121.
First Resource Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.969.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


First Resource Bancorp EV-to-FCF Related Terms


First Resource Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for First Resource Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Resource Bancorp EV-to-FCF Chart

First Resource Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.52 15.77 12.10 14.82 -0.60

First Resource Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.60 0.00

FRSB vs DWNX, OPHC, FBTT: EV-to-FCF Comparison

For the Banks - Regional subindustry, First Resource Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Resource Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, First Resource Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where First Resource Bancorp's EV-to-FCF falls into.


FRSB
72GF Score
First Resource Bancorp Inc FRSB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Resource Bancorp EV-to-FCF Calculation

First Resource Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=48.977/0
=

First Resource Bancorp's current Enterprise Value is $48.98 Mil.
First Resource Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is First Resource Bancorp (FRSB) Overvalued in 2026?

Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued. The current stock price of $25.76 is trading 22% above its estimated GF Value™ of $21.11. GuruFocus considers First Resource Bancorp to be Modestly Overvalued.

Key valuation signals for FRSB:

  • EV-to-FCF:
  • GF Value™: $21.11 vs. price of $25.76 (22% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Resource Bancorp Business Description

Address PO Box 652, Exton, PA, USA, 19341-0652
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
72GF Score

Get the complete analysis for FRSB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.76
Price
$21.11
GF Value