FRSB (First Resource Bancorp) EV-to-OCF: (As of Sep. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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FRSB First Resource Bancorp Inc FRSB
67 GF Score
Price $25.95
GF Value $22.63
Valuation Modestly Overvalued
! 3 Warning Signs
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What is First Resource Bancorp EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, First Resource Bancorp's Enterprise Value is $40.04 Mil. First Resource Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, First Resource Bancorp's EV-to-OCF for today is .

The historical rank and industry rank for First Resource Bancorp's EV-to-OCF or its related term are showing as below:

FRSB' s EV-to-OCF Range Over the Past 10 Years
Min: 4.94   Med: 0   Max: 4.94
Current: 4.94

During the past 13 years, the highest EV-to-OCF of First Resource Bancorp was 4.94. The lowest was 4.94. And the median was .

FRSB's EV-to-OCF is ranked worse than
53.15% of 1490 companies
in the Banks industry
Industry Median: 4.07 vs FRSB: 4.94

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-07), First Resource Bancorp's stock price is $25.95. First Resource Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $3.259. Therefore, First Resource Bancorp's PE Ratio (TTM) for today is 7.96.


First Resource Bancorp  (OTCPK:FRSB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Resource Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=25.95/3.259
=7.96

First Resource Bancorp's share price for today is $25.95.
First Resource Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.259.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


First Resource Bancorp EV-to-OCF Related Terms


First Resource Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for First Resource Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Resource Bancorp EV-to-OCF Chart

First Resource Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.05 14.79 11.74 13.87 -0.58

First Resource Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -0.58 0.00 0.00

FRSB vs SVBT, LFGP, HFBL: EV-to-OCF Comparison

For the Banks - Regional subindustry, First Resource Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Resource Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, First Resource Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where First Resource Bancorp's EV-to-OCF falls into.


FRSB
67GF Score
First Resource Bancorp Inc FRSB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Resource Bancorp EV-to-OCF Calculation

First Resource Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=40.041/0
=

First Resource Bancorp's current Enterprise Value is $40.04 Mil.
First Resource Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is First Resource Bancorp (FRSB) Overvalued in 2026?

Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued. The current stock price of $25.95 is trading 14.7% above its estimated GF Value™ of $22.63. GuruFocus considers First Resource Bancorp to be Modestly Overvalued.

Key valuation signals for FRSB:

  • EV-to-OCF:
  • GF Value™: $22.63 vs. price of $25.95 (14.7% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Resource Bancorp Business Description

Address PO Box 652, Exton, PA, USA, 19341-0652
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
67GF Score

Get the complete analysis for FRSB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.95
Price
$22.63
GF Value