FRSB (First Resource Bancorp) FCF Margin %: 0.00% (As of Mar. 2026)

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FRSB First Resource Bancorp Inc FRSB
72 GF Score
Price $25.76
GF Value $21.11
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Resource Bancorp FCF Margin %?

First Resource Bancorp FRSB +0.36% 72 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FRSB with a GF Score™ of 72/100 and a GF Value™ of $21.11 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, First Resource Bancorp ranks better than 51.7% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First Resource Bancorp's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. First Resource Bancorp's Revenue for the three months ended in Mar. 2026 was $7.89 Mil. Therefore, First Resource Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, First Resource Bancorp's current FCF Yield % is 10.16%.

The historical rank and industry rank for First Resource Bancorp's FCF Margin % or its related term are showing as below:

FRSB' s FCF Margin % Range Over the Past 10 Years
Min: 9.02   Med: 23.1   Max: 29.6
Current: 27.53


During the past 13 years, the highest FCF Margin % of First Resource Bancorp was 29.60%. The lowest was 9.02%. And the median was 23.10%.

FRSB's FCF Margin % is ranked better than
51.7% of 1499 companies
in the Banks industry
Industry Median: 26.45 vs FRSB: 27.53


First Resource Bancorp FCF Margin % Related Terms


First Resource Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for First Resource Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Resource Bancorp FCF Margin % Chart

First Resource Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.60 25.59 28.02 26.19 29.60

First Resource Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRSB vs DWNX, OPHC, FBTT: FCF Margin % Comparison

For the Banks - Regional subindustry, First Resource Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Resource Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, First Resource Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where First Resource Bancorp's FCF Margin % falls into.


FRSB
72GF Score
First Resource Bancorp Inc FRSB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Resource Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

First Resource Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=7.861/26.553
=29.60 %

First Resource Bancorp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/7.887
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
First Resource Bancorp (FRSB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Resource Bancorp and its competitors. Over the past decade, First Resource Bancorp's FCF Margin % has ranged from 9.02 to 29.60. According to the industry distribution chart, First Resource Bancorp ranks #724 out of 1499 companies in the Banks industry, placing it in the top 48.3%.
Is First Resource Bancorp's FCF Margin % too high?
First Resource Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 9.02 to a high of 29.60. Based on the distribution chart, First Resource Bancorp ranks #724 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, First Resource Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Resource Bancorp's FCF Margin % compare to DWNX and OPHC?
According to the Banks industry distribution chart, First Resource Bancorp ranks #724 out of 1499 companies for FCF Margin %. This puts First Resource Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.45. Historically, First Resource Bancorp's own FCF Margin % has ranged from 9.02 to 29.60 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.45, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Resource Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Resource Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Resource Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Resource Bancorp (FRSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.11, compared to a current price of $25.76 — trading 22% above its estimated fair value. The current FCF Margin % is 0.00%. First Resource Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Resource Bancorp (FRSB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Resource Bancorp (FRSB) Overvalued in 2026?

Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued. The current stock price of $25.76 is trading 22% above its estimated GF Value™ of $21.11. GuruFocus considers First Resource Bancorp to be Modestly Overvalued.

Key valuation signals for FRSB:

  • FCF Margin %: 0.00%
  • GF Value™: $21.11 vs. price of $25.76 (22% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Resource Bancorp Business Description

Address PO Box 652, Exton, PA, USA, 19341-0652
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
72GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.76
Price
$21.11
GF Value