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First Resource BancorpFRSB +0.36%72 5-Year Yield-on-Cost % is 0.16 as of Jul. 26, 2026, which is 78% above its 10-year median of 0.09. GuruFocus rates FRSB with a GF Score™ of 72/100 and a GF Value™ of $21.11 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, First Resource Bancorp ranks worse than 98.4% on this metric.
First Resource Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.16.
The historical rank and industry rank for First Resource Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FRSB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.08 Med: 0.09 Max: 0.16
Current: 0.16
During the past 13 years, First Resource Bancorp's highest Yield on Cost was 0.16. The lowest was 0.08. And the median was 0.09.
FRSB's 5-Year Yield-on-Cost % is ranked worse than 98.4% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs FRSB: 0.16
First Resource Bancorp (OTCPK:FRSB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Resource Bancorp 5-Year Yield-on-Cost % Related Terms
FRSB vs DWNX, OPHC, FBTT: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, First Resource Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Resource Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First Resource Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Resource Bancorp's 5-Year Yield-on-Cost % falls into.
First Resource Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First Resource Bancorp (FRSB) has a 5-Year Yield-on-Cost % of 0.16 as of Jul. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Resource Bancorp and its competitors. This is 78% above median its historical median of 0.09. Over the past decade, First Resource Bancorp's 5-Year Yield-on-Cost % has ranged from 0.08 to 0.16. According to the industry distribution chart, First Resource Bancorp ranks #1230 out of 1250 companies in the Banks industry, placing it in the top 98.4%.
Is First Resource Bancorp's 5-Year Yield-on-Cost % too high?
First Resource Bancorp's current 5-Year Yield-on-Cost % of 0.16 is 78% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.16. The Banks industry median 5-Year Yield-on-Cost % is 3.89. First Resource Bancorp's value of 0.16 is 95.9% below this industry median. Based on the distribution chart, First Resource Bancorp ranks #1230 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Resource Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Resource Bancorp's 5-Year Yield-on-Cost % compare to DWNX and OPHC?
According to the Banks industry distribution chart, First Resource Bancorp ranks #1230 out of 1250 companies for 5-Year Yield-on-Cost %. This places First Resource Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. First Resource Bancorp's value of 0.16 is 95.9% below this benchmark. Historically, First Resource Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.08 to 0.16 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 3.89, First Resource Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Resource Bancorp's current 5-Year Yield-on-Cost % of 0.16 is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Resource Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Resource Bancorp's current 5-Year Yield-on-Cost % is 0.16, which is 78% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Resource Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Resource Bancorp (FRSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.11, compared to a current price of $25.76 — trading 22% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.16, which is 78% above median its 10-year median of 0.09 and 95.9% below the Banks industry median of 3.89. First Resource Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Resource Bancorp (FRSB), the current 5-Year Yield-on-Cost % is 0.16 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Resource Bancorp (FRSB) Overvalued in 2026?
Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued.
The current stock price of $25.76 is trading 22% above its estimated GF Value™ of $21.11.
GuruFocus considers First Resource Bancorp to be Modestly Overvalued.
Key valuation signals for FRSB:
5-Year Yield-on-Cost %: 0.16 (78% above median its 10-year median of 0.09)
GF Value™: $21.11 vs. price of $25.76 (22% above fair value)
Industry Position: 95.9% below the Banks median (#1230 of 1250)
No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
72GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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