FRSB (First Resource Bancorp) GF Value Rank: 6 (As of Jul. 24, 2026) — Near Median

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRSB First Resource Bancorp Inc FRSB
72 GF Score
Price $25.76
GF Value $21.10
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Resource Bancorp GF Value Rank?

First Resource Bancorp FRSB +0.36% 72 GF Value Rank is 6 as of Jul. 24, 2026, which is at its 10-year median of 6.00. GuruFocus rates FRSB with a GF Score™ of 72/100 and a GF Value™ of $21.10 (Modestly Overvalued). The stock has 4 warning signs investors should review.

First Resource Bancorp has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

First Resource Bancorp GF Value Rank Related Terms

FRSB vs DWNX, OPHC, FBTT: GF Value Rank Comparison

For the Banks - Regional subindustry, First Resource Bancorp's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Resource Bancorp GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, First Resource Bancorp's GF Value Rank distribution charts can be found below:

* The bar in red indicates where First Resource Bancorp's GF Value Rank falls into.


FRSB
72GF Score
First Resource Bancorp Inc FRSB
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
First Resource Bancorp (FRSB) has a GF Value Rank of 6 as of Jul. 24, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on First Resource Bancorp and its competitors. This is near median its historical median of 6.00. Over the past decade, First Resource Bancorp's GF Value Rank has ranged from 1.00 to 10.00.
Is First Resource Bancorp's GF Value Rank too high?
First Resource Bancorp's current GF Value Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, First Resource Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Resource Bancorp's GF Value Rank compare to DWNX and OPHC?
First Resource Bancorp's GF Value Rank of 6 can be compared against companies in the Banks industry. Historically, First Resource Bancorp's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on First Resource Bancorp and its competitors. First Resource Bancorp's current GF Value Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Resource Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Resource Bancorp (FRSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.10, compared to a current price of $25.76 — trading 22.1% above its estimated fair value. The current GF Value Rank is 6, which is near median its 10-year median of 6.00. First Resource Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For First Resource Bancorp (FRSB), the current GF Value Rank is 6 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Resource Bancorp (FRSB) Overvalued in 2026?

Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued. The current stock price of $25.76 is trading 22.1% above its estimated GF Value™ of $21.10. GuruFocus considers First Resource Bancorp to be Modestly Overvalued.

Key valuation signals for FRSB:

  • GF Value Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $21.10 vs. price of $25.76 (22.1% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Resource Bancorp Business Description

Address PO Box 652, Exton, PA, USA, 19341-0652
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
72GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.76
Price
$21.10
GF Value