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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. First Resource Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.02.
The historical rank and industry rank for First Resource Bancorp's Dividend Payout Ratio or its related term are showing as below:
FRSB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.01
Current: 0.01
During the past 13 years, the highest Dividend Payout Ratio of First Resource Bancorp was 0.01. The lowest was 0.00. And the median was 0.00.
FRSB's Dividend Payout Ratio is ranked better than 99.91% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs FRSB: 0.01
During the past 13 years, the highest Trailing Annual Dividend Yield of First Resource Bancorp was 0.16%. The lowest was 0.08%. And the median was 0.09%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
First Resource Bancorp (OTCPK:FRSB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
First Resource Bancorp Dividend Payout Ratio Related Terms
First Resource Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for First Resource Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Resource Bancorp Dividend Payout Ratio Chart
FRSB vs DWNX, OPHC, FBTT: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, First Resource Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Resource Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Resource Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where First Resource Bancorp's Dividend Payout Ratio falls into.
First Resource Bancorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
First Resource Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Resource Bancorp (FRSB) has a Dividend Payout Ratio of 0.02 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Resource Bancorp and its competitors. According to the industry distribution chart, First Resource Bancorp ranks #1 out of 1170 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is First Resource Bancorp's Dividend Payout Ratio too high?
First Resource Bancorp's current Dividend Payout Ratio is 0.02. The Banks industry median Dividend Payout Ratio is 0.32. First Resource Bancorp's value of 0.02 is 93.8% below this industry median. Based on the distribution chart, First Resource Bancorp ranks #1 out of 1170 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Resource Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Resource Bancorp's Dividend Payout Ratio compare to DWNX and OPHC?
According to the Banks industry distribution chart, First Resource Bancorp ranks #1 out of 1170 companies for Dividend Payout Ratio. This places First Resource Bancorp in the top 0% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. First Resource Bancorp's value of 0.02 is 93.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Resource Bancorp's current Dividend Payout Ratio of 0.02 is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Resource Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Resource Bancorp's current Dividend Payout Ratio is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Resource Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Resource Bancorp (FRSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.11, compared to a current price of $25.76 — trading 22% above its estimated fair value. The current Dividend Payout Ratio is 0.02 and 93.8% below the Banks industry median of 0.32. First Resource Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For First Resource Bancorp (FRSB), the current Dividend Payout Ratio is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Resource Bancorp (FRSB) Overvalued in 2026?
Based on GuruFocus' analysis, First Resource Bancorp stock appears to be overvalued.
The current stock price of $25.76 is trading 22% above its estimated GF Value™ of $21.11.
GuruFocus considers First Resource Bancorp to be Modestly Overvalued.
Key valuation signals for FRSB:
Dividend Payout Ratio: 0.02
GF Value™: $21.11 vs. price of $25.76 (22% above fair value)
Industry Position: 93.8% below the Banks median (#1 of 1170)
No single metric tells the full story. See the FRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Resource Bancorp Inc is a community bank. It is a full-service bank providing personal and business lending and deposit services. The company serves the southeastern area of Pennsylvania. The bank offers a range of Personal Banking, Business banking, Online banking services, Business Deposit Products, Business Lending Products, Digital Banking, CDARS / ICS and Other services. It customizes lending solutions for the borrowers and provide award-winning customer service across all product lines.
72GF Score
Get the complete analysis for FRSB
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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