Goosehead InsuranceGSHD +6.60%71 EV-to-FCF is 18.01 as of Jun. 28, 2026, which is 67% below its 10-year median of 54.14. GuruFocus rates GSHD with a GF Score™ of 71/100 and a GF Value™ of $79.02 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, Goosehead Insurance ranks worse than 74.43% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Goosehead Insurance's Enterprise Value is $1,375.9 Mil.
Goosehead Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $76.4 Mil. Therefore, Goosehead Insurance's EV-to-FCF for today is 18.01.
The historical rank and industry rank for Goosehead Insurance's EV-to-FCF or its related term are showing as below:
GSHD'
s EV-to-FCF Range Over the Past 10 Years
Min: 18.01 Med: 54.14 Max: 258.08
Current: 18.01
During the past 10 years, the highest EV-to-FCF of Goosehead Insurance was 258.08. The lowest was 18.01. And the median was 54.14.
GSHD's EV-to-FCF is ranked worse than 74.43% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs GSHD: 18.01
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Goosehead Insurance's PE Ratio (TTM) for today is calculated as:
Goosehead Insurance's share price for today is $46.84.
Goosehead Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.140.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Goosehead Insurance EV-to-FCF Related Terms
Goosehead Insurance EV-to-FCF Historical Data
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The historical data trend for Goosehead Insurance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Goosehead Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goosehead Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Goosehead Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Goosehead Insurance's EV-to-FCF falls into.
Goosehead Insurance's current Enterprise Value is $1,375.9 Mil.
Goosehead Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $76.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Goosehead Insurance (GSHD) has a EV-to-FCF of 18.01 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Goosehead Insurance and its competitors. This is 67% below median its historical median of 54.14. Over the past decade, Goosehead Insurance's EV-to-FCF has ranged from 18.01 to 258.08. According to the industry distribution chart, Goosehead Insurance ranks #294 out of 395 companies in the Insurance industry, placing it in the top 74.4%.
Is Goosehead Insurance's EV-to-FCF too high?
Goosehead Insurance's current EV-to-FCF of 18.01 is 67% below median its 10-year median of 54.14. Over the past 10 years, this metric has ranged from a low of 18.01 to a high of 258.08. The Insurance industry median EV-to-FCF is 9.32. Goosehead Insurance's value of 18.01 is 93.2% above this industry median. Based on the distribution chart, Goosehead Insurance ranks #294 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, Goosehead Insurance has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's EV-to-FCF compare to CRD.A and LIFE?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #294 out of 395 companies for EV-to-FCF. This places Goosehead Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.32. Goosehead Insurance's value of 18.01 is 93.2% above this benchmark. Historically, Goosehead Insurance's own EV-to-FCF has ranged from 18.01 to 258.08 over the past decade. While the company's 10-year median is 54.14 vs. the industry median of 9.32, Goosehead Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goosehead Insurance's current EV-to-FCF of 18.01 is 93.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Goosehead Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goosehead Insurance's current EV-to-FCF is 18.01, which is 67% below median its own 10-year median of 54.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (GSHD) is currently considered Significantly Undervalued. The stock's GF Value™ is $79.02, compared to a current price of $46.84 — trading 40.7% below its estimated fair value. The current EV-to-FCF is 18.01, which is 67% below median its 10-year median of 54.14 and 93.2% above the Insurance industry median of 9.32. Goosehead Insurance's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Goosehead Insurance (GSHD), the current EV-to-FCF is 18.01 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goosehead Insurance (GSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued.
The current stock price of $46.84 is trading 40.7% below its estimated GF Value™ of $79.02.
GuruFocus considers Goosehead Insurance to be Significantly Undervalued.
Key valuation signals for GSHD:
EV-to-FCF: 18.01 (67% below median its 10-year median of 54.14)
GF Value™: $79.02 vs. price of $46.84 (40.7% below fair value)
Industry Position: 93.2% above the Insurance median (#294 of 395)
No single metric tells the full story. See the GSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
71GF Score
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