INVRF (Inverite Insights) EV-to-FCF: -7.80 (As of Jun. 29, 2026)


INVRF Inverite Insights Inc INVRF
32 GF Score
Price $0.20
GF Value $0.23
! 5 Warning Signs
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What is Inverite Insights EV-to-FCF?

Inverite Insights INVRF 32 EV-to-FCF is -7.80 as of Jun. 29, 2026. GuruFocus rates INVRF with a GF Score™ of 32/100 and a GF Value™ of $0.23. The stock has 5 warning signs investors should review. Among 265 Credit Services companies, Inverite Insights ranks worse than 377358.11% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Inverite Insights's Enterprise Value is $8.66 Mil. Inverite Insights's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-1.11 Mil. Therefore, Inverite Insights's EV-to-FCF for today is -7.80.

The historical rank and industry rank for Inverite Insights's EV-to-FCF or its related term are showing as below:

INVRF' s EV-to-FCF Range Over the Past 10 Years
Min: -27.6   Med: -6.99   Max: 25.47
Current: -7.97

During the past 8 years, the highest EV-to-FCF of Inverite Insights was 25.47. The lowest was -27.60. And the median was -6.99.

INVRF's EV-to-FCF is ranked worse than
100% of 265 companies
in the Credit Services industry
Industry Median: 13.02 vs INVRF: -7.97

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), Inverite Insights's stock price is $0.1976. Inverite Insights's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.040. Therefore, Inverite Insights's PE Ratio (TTM) for today is At Loss.


Inverite Insights  (OTCPK:INVRF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Inverite Insights's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.1976/-0.040
=At Loss

Inverite Insights's share price for today is $0.1976.
Inverite Insights's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.040.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Inverite Insights EV-to-FCF Related Terms


Inverite Insights EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Inverite Insights's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inverite Insights EV-to-FCF Chart

Inverite Insights Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Mar25
EV-to-FCF
Get a 7-Day Free Trial -11.34 -5.99 -6.11 -5.81 -8.89

Inverite Insights Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.06 -8.89 -10.59 -11.22 -13.34

INVRF vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Inverite Insights's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inverite Insights EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Inverite Insights's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Inverite Insights's EV-to-FCF falls into.


INVRF
32GF Score
Inverite Insights Inc INVRF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Inverite Insights EV-to-FCF Calculation

Inverite Insights's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8.662/-1.111
=-7.80

Inverite Insights's current Enterprise Value is $8.66 Mil.
Inverite Insights's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -7.80 mean?
Inverite Insights (INVRF) has a EV-to-FCF of -7.80 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Inverite Insights and its competitors. According to the industry distribution chart, Inverite Insights ranks #999999 out of 265 companies in the Credit Services industry.
Is Inverite Insights' EV-to-FCF too high?
Inverite Insights' current EV-to-FCF is -7.80. Based on the distribution chart, Inverite Insights ranks #999999 out of 265 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Inverite Insights has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #999999 out of 265 companies for EV-to-FCF. This places Inverite Insights in the lower half of its industry. The industry median EV-to-FCF is 13.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.02, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Inverite Insights and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inverite Insights's current EV-to-FCF is -7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current EV-to-FCF of -7.80. The stock's GF Value™ is $0.23, compared to a current price of $0.20 — trading 14.1% below its estimated fair value. The current EV-to-FCF is -7.80. Inverite Insights' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Inverite Insights (INVRF), the current EV-to-FCF is -7.80 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inverite Insights (INVRF) Overvalued in 2026?

Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued. The current stock price of $0.20 is trading 14.1% below its estimated GF Value™ of $0.23.

Key valuation signals for INVRF:

  • EV-to-FCF: -7.80
  • GF Value™: $0.23 vs. price of $0.20 (14.1% below fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inverite Insights Business Description

Other Exchanges 2V0:GermanyINVR:Canada
Address 999 Canada Place, Suite 404, Vancouver, BC, CAN, V6C 3E2.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
32GF Score

Get the complete analysis for INVRF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.23
GF Value