Vakif Finansal Kiralama AS (IST:VAKFN) EV-to-FCF: 33.69 (As of Jul. 14, 2026) — 180% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:VAKFN Vakif Finansal Kiralama AS IST:VAKFN
76 GF Score
Price ₺1.52
GF Value ₺1.65
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Vakif Finansal Kiralama AS EV-to-FCF?

Vakif Finansal Kiralama AS IST:VAKFN -1.94% 76 EV-to-FCF is 33.69 as of Jul. 14, 2026, which is 180% above its 10-year median of 12.04. GuruFocus rates IST:VAKFN with a GF Score™ of 76/100 and a GF Value™ of ₺1.65 (Fairly Valued). The stock has 5 warning signs investors should review. Among 264 Credit Services companies, Vakif Finansal Kiralama AS ranks worse than 69.7% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Vakif Finansal Kiralama AS's Enterprise Value is ₺29,700 Mil. Vakif Finansal Kiralama AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₺882 Mil. Therefore, Vakif Finansal Kiralama AS's EV-to-FCF for today is 33.69.

The historical rank and industry rank for Vakif Finansal Kiralama AS's EV-to-FCF or its related term are showing as below:

IST:VAKFN' s EV-to-FCF Range Over the Past 10 Years
Min: -180783.66   Med: 12.04   Max: 22903.34
Current: 33.86

During the past 13 years, the highest EV-to-FCF of Vakif Finansal Kiralama AS was 22903.34. The lowest was -180783.66. And the median was 12.04.

IST:VAKFN's EV-to-FCF is ranked worse than
69.7% of 264 companies
in the Credit Services industry
Industry Median: 13.455 vs IST:VAKFN: 33.86

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Vakif Finansal Kiralama AS's stock price is ₺1.52. Vakif Finansal Kiralama AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₺0.268. Therefore, Vakif Finansal Kiralama AS's PE Ratio (TTM) for today is 5.67.


Vakif Finansal Kiralama AS  (IST:VAKFN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Vakif Finansal Kiralama AS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.52/0.268
=5.67

Vakif Finansal Kiralama AS's share price for today is ₺1.52.
Vakif Finansal Kiralama AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺0.268.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Vakif Finansal Kiralama AS EV-to-FCF Related Terms


Vakif Finansal Kiralama AS EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Vakif Finansal Kiralama AS's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vakif Finansal Kiralama AS EV-to-FCF Chart

Vakif Finansal Kiralama AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.28 6.60 -55.36 896.00 -95.98

Vakif Finansal Kiralama AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.84 7.94 83.95 -95.98 34.77

IST:VAKFN vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Vakif Finansal Kiralama AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vakif Finansal Kiralama AS EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vakif Finansal Kiralama AS's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Vakif Finansal Kiralama AS's EV-to-FCF falls into.


IST:VAKFN
76GF Score
Vakif Finansal Kiralama AS IST:VAKFN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vakif Finansal Kiralama AS EV-to-FCF Calculation

Vakif Finansal Kiralama AS's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=29700.287/881.536
=33.69

Vakif Finansal Kiralama AS's current Enterprise Value is ₺29,700 Mil.
Vakif Finansal Kiralama AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺882 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 33.69 mean?
Vakif Finansal Kiralama AS (IST:VAKFN) has a EV-to-FCF of 33.69 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Vakif Finansal Kiralama AS and its competitors. This is 180% above median its historical median of 12.04. According to the industry distribution chart, Vakif Finansal Kiralama AS ranks #184 out of 264 companies in the Credit Services industry, placing it in the top 69.7%.
Is Vakif Finansal Kiralama AS's EV-to-FCF too high?
Vakif Finansal Kiralama AS's current EV-to-FCF of 33.69 is 180% above median its 10-year median of 12.04. The Credit Services industry median EV-to-FCF is 13.46. Vakif Finansal Kiralama AS's value of 33.69 is 150.4% above this industry median. Based on the distribution chart, Vakif Finansal Kiralama AS ranks #184 out of 264 companies in the Credit Services industry, which is below the industry midpoint. Overall, Vakif Finansal Kiralama AS has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vakif Finansal Kiralama AS's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Finansal Kiralama AS ranks #184 out of 264 companies for EV-to-FCF. This places Vakif Finansal Kiralama AS in the lower half of its industry. The industry median EV-to-FCF is 13.46. Vakif Finansal Kiralama AS's value of 33.69 is 150.4% above this benchmark. While the company's 10-year median is 12.04 vs. the industry median of 13.46, Vakif Finansal Kiralama AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vakif Finansal Kiralama AS's current EV-to-FCF of 33.69 is 150.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Vakif Finansal Kiralama AS and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Finansal Kiralama AS's current EV-to-FCF is 33.69, which is 180% above median its own 10-year median of 12.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, Vakif Finansal Kiralama AS (IST:VAKFN) is currently considered Fairly Valued. The stock's GF Value™ is ₺1.65, compared to a current price of ₺1.52 — trading 7.9% below its estimated fair value. The current EV-to-FCF is 33.69, which is 180% above median its 10-year median of 12.04 and 150.4% above the Credit Services industry median of 13.46. Vakif Finansal Kiralama AS's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Vakif Finansal Kiralama AS (IST:VAKFN), the current EV-to-FCF is 33.69 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vakif Finansal Kiralama AS (IST:VAKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Vakif Finansal Kiralama AS stock appears to be undervalued. The current stock price of ₺1.52 is trading 7.9% below its estimated GF Value™ of ₺1.65. GuruFocus considers Vakif Finansal Kiralama AS to be Fairly Valued.

Key valuation signals for IST:VAKFN:

  • EV-to-FCF: 33.69 (180% above median its 10-year median of 12.04)
  • GF Value™: ₺1.65 vs. price of ₺1.52 (7.9% below fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 150.4% above the Credit Services median (#184 of 264)

No single metric tells the full story. See the IST:VAKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vakif Finansal Kiralama AS Business Description

Address Dr. Adnan Buyukdeniz Caddesi, No. 7/A, Ic Kapi No. 9, Umraniye, Inkilap Mahallesi, Istanbul, TUR, 34768
Vakif Finansal Kiralama AS is a financial leasing company providing financial intermediation to SMEs and investors in the commercial, aircraft and aviation, wind energy, transportation, tourism, technology, and other industries. The company operates through branches in Istanbul (Anatolian and European sides), Ankara, Adana, Izmir, Bursa, Konya, and Antalya, and continues its comprehensive operations throughout Turkey with a wide customer portfolio and service network.
76GF Score

Get the complete analysis for IST:VAKFN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺1.52
Price
₺1.65
GF Value