Bank Polska Kasa Opieki (LTS:0DP0) EV-to-FCF: 10.69 (As of Jul. 02, 2026) — 347% Above Median


LTS:0DP0 Bank Polska Kasa Opieki SA LTS:0DP0
75 GF Score
Price zł54.45
GF Value zł42.98
! 8 Warning Signs
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What is Bank Polska Kasa Opieki EV-to-FCF?

Bank Polska Kasa Opieki LTS:0DP0 75 EV-to-FCF is 10.69 as of Jul. 02, 2026, which is 347% above its 10-year median of 2.39. GuruFocus rates LTS:0DP0 with a GF Score™ of 75/100 and a GF Value™ of zł42.98. The stock has 8 warning signs investors should review. Among 1,193 Banks companies, Bank Polska Kasa Opieki ranks worse than 63.79% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Polska Kasa Opieki's Enterprise Value is zł75,466 Mil. Bank Polska Kasa Opieki's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł7,060 Mil. Therefore, Bank Polska Kasa Opieki's EV-to-FCF for today is 10.69.

The historical rank and industry rank for Bank Polska Kasa Opieki's EV-to-FCF or its related term are showing as below:

LTS:0DP0' s EV-to-FCF Range Over the Past 10 Years
Min: -34.79   Med: 2.39   Max: 158.81
Current: 10.61

During the past 13 years, the highest EV-to-FCF of Bank Polska Kasa Opieki was 158.81. The lowest was -34.79. And the median was 2.39.

LTS:0DP0's EV-to-FCF is ranked worse than
63.79% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs LTS:0DP0: 10.61

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Bank Polska Kasa Opieki's stock price is zł54.45. Bank Polska Kasa Opieki's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł25.000. Therefore, Bank Polska Kasa Opieki's PE Ratio (TTM) for today is 2.18.


Bank Polska Kasa Opieki  (LTS:0DP0) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank Polska Kasa Opieki's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=54.45/25.000
=2.18

Bank Polska Kasa Opieki's share price for today is zł54.45.
Bank Polska Kasa Opieki's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł25.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank Polska Kasa Opieki EV-to-FCF Related Terms


Bank Polska Kasa Opieki EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank Polska Kasa Opieki's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki EV-to-FCF Chart

Bank Polska Kasa Opieki Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 379.38 1.31 1.56 1.97 8.70

Bank Polska Kasa Opieki Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.89 5.55 8.70 10.19

LTS:0DP0 vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bank Polska Kasa Opieki's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Polska Kasa Opieki EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Polska Kasa Opieki's EV-to-FCF falls into.


LTS:0DP0
75GF Score
Bank Polska Kasa Opieki SA LTS:0DP0
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Polska Kasa Opieki EV-to-FCF Calculation

Bank Polska Kasa Opieki's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=75466.084/7060
=10.69

Bank Polska Kasa Opieki's current Enterprise Value is zł75,466 Mil.
Bank Polska Kasa Opieki's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł7,060 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 10.69 mean?
Bank Polska Kasa Opieki (LTS:0DP0) has a EV-to-FCF of 10.69 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Polska Kasa Opieki and its competitors. This is 347% above median its historical median of 2.39. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #761 out of 1193 companies in the Banks industry, placing it in the top 63.8%.
Is Bank Polska Kasa Opieki's EV-to-FCF too high?
Bank Polska Kasa Opieki's current EV-to-FCF of 10.69 is 347% above median its 10-year median of 2.39. The Banks industry median EV-to-FCF is 6.65. Bank Polska Kasa Opieki's value of 10.69 is 60.8% above this industry median. Based on the distribution chart, Bank Polska Kasa Opieki ranks #761 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Polska Kasa Opieki has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #761 out of 1193 companies for EV-to-FCF. This places Bank Polska Kasa Opieki in the lower half of its industry. The industry median EV-to-FCF is 6.65. Bank Polska Kasa Opieki's value of 10.69 is 60.8% above this benchmark. While the company's 10-year median is 2.39 vs. the industry median of 6.65, Bank Polska Kasa Opieki has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Polska Kasa Opieki's current EV-to-FCF of 10.69 is 60.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current EV-to-FCF is 10.69, which is 347% above median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (LTS:0DP0) has a current EV-to-FCF of 10.69. The stock's GF Value™ is zł42.98, compared to a current price of zł54.45 — trading 26.7% above its estimated fair value. The current EV-to-FCF is 10.69, which is 347% above median its 10-year median of 2.39 and 60.8% above the Banks industry median of 6.65. Bank Polska Kasa Opieki's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current EV-to-FCF is 10.69 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł54.45 is trading 26.7% above its estimated GF Value™ of zł42.98.

Key valuation signals for LTS:0DP0:

  • EV-to-FCF: 10.69 (347% above median its 10-year median of 2.39)
  • GF Value™: zł42.98 vs. price of zł54.45 (26.7% above fair value)
  • GF Score™: 75/100 with 8 warning signs
  • Industry Position: 60.8% above the Banks median (#761 of 1193)

No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Polska Kasa Opieki Business Description

Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
75GF Score

Get the complete analysis for LTS:0DP0

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł54.45
Price
zł42.98
GF Value