Bank of Valletta (MAL:BOV) EV-to-FCF: -8.06 (As of Jul. 01, 2026)


MAL:BOV Bank of Valletta PLC MAL:BOV
41 GF Score
Price €2.08
GF Value €1.80
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Bank of Valletta EV-to-FCF?

Bank of Valletta MAL:BOV -2.35% 41 EV-to-FCF is -8.06 as of Jul. 01, 2026. GuruFocus rates MAL:BOV with a GF Score™ of 41/100 and a GF Value™ of €1.80 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,194 Banks companies, Bank of Valletta ranks worse than 83752.01% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Valletta's Enterprise Value is €1,308.6 Mil. Bank of Valletta's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-162.4 Mil. Therefore, Bank of Valletta's EV-to-FCF for today is -8.06.

The historical rank and industry rank for Bank of Valletta's EV-to-FCF or its related term are showing as below:

MAL:BOV' s EV-to-FCF Range Over the Past 10 Years
Min: -53.14   Med: -3.45   Max: 4.07
Current: -8.25

During the past 13 years, the highest EV-to-FCF of Bank of Valletta was 4.07. The lowest was -53.14. And the median was -3.45.

MAL:BOV's EV-to-FCF is ranked worse than
100% of 1194 companies
in the Banks industry
Industry Median: 6.565 vs MAL:BOV: -8.25

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), Bank of Valletta's stock price is €2.08. Bank of Valletta's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.267. Therefore, Bank of Valletta's PE Ratio (TTM) for today is 7.79.


Bank of Valletta  (MAL:BOV) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Valletta's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.08/0.267
=7.79

Bank of Valletta's share price for today is €2.08.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Valletta's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.267.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Valletta EV-to-FCF Related Terms


Bank of Valletta EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Valletta's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Valletta EV-to-FCF Chart

Bank of Valletta Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.43 4.15 1.73 -6.06 -7.31

Bank of Valletta Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.73 0.00 -6.06 0.00 -7.31

MAL:BOV vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bank of Valletta's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Valletta EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Valletta's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Valletta's EV-to-FCF falls into.


MAL:BOV
41GF Score
Bank of Valletta PLC MAL:BOV
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Valletta EV-to-FCF Calculation

Bank of Valletta's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1308.579/-162.44
=-8.06

Bank of Valletta's current Enterprise Value is €1,308.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Valletta's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-162.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -8.06 mean?
Bank of Valletta (MAL:BOV) has a EV-to-FCF of -8.06 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Valletta and its competitors. According to the industry distribution chart, Bank of Valletta ranks #999999 out of 1194 companies in the Banks industry.
Is Bank of Valletta's EV-to-FCF too high?
Bank of Valletta's current EV-to-FCF is -8.06. Based on the distribution chart, Bank of Valletta ranks #999999 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Valletta has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Valletta's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Valletta ranks #999999 out of 1194 companies for EV-to-FCF. This places Bank of Valletta in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Valletta and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Valletta's current EV-to-FCF is -8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Valletta stock overvalued right now?
Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.80, compared to a current price of €2.08 — trading 15.6% above its estimated fair value. The current EV-to-FCF is -8.06. Bank of Valletta's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current EV-to-FCF is -8.06 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Valletta (MAL:BOV) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued. The current stock price of €2.08 is trading 15.6% above its estimated GF Value™ of €1.80. GuruFocus considers Bank of Valletta to be Modestly Overvalued.

Key valuation signals for MAL:BOV:

  • EV-to-FCF: -8.06
  • GF Value™: €1.80 vs. price of €2.08 (15.6% above fair value)
  • GF Score™: 41/100 with 9 warning signs

No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Valletta Business Description

Address 58, Triq San Zakkarija, Il-Belt, Valletta, MLT, VLT 1130
Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.
41GF Score

Get the complete analysis for MAL:BOV

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.08
Price
€1.80
GF Value