Bank of Valletta (MAL:BOV) LT-Debt-to-Total-Asset: 0.05 (As of Dec. 2025)

What is Bank of Valletta LT-Debt-to-Total-Asset?

Bank of Valletta MAL:BOV -0.47% 41 LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus rates MAL:BOV with a GF Score™ of 41/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of Valletta's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.05.

Bank of Valletta's long-term debt to total assets ratio increased from Dec. 2024 (0.04) to Dec. 2025 (0.05). It may suggest that Bank of Valletta is progressively becoming more dependent on debt to grow their business.

Bank of Valletta (MAL:BOV) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of Valletta LT-Debt-to-Total-Asset Related Terms

Bank of Valletta LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Bank of Valletta's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Valletta LT-Debt-to-Total-Asset Chart

Bank of Valletta Annual Data

Trend

Sep16

Sep17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.01

0.04

0.05

Bank of Valletta Semi-Annual Data
	Mar16	Sep16	Mar17	Sep17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.04	0.04	0.05	0.05

41GF Score

Bank of Valletta PLC MAL:BOV

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Bank of Valletta LT-Debt-to-Total-Asset Calculation

Bank of Valletta's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	899.303	/	16530.323
	=	0.05

Bank of Valletta's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	899.303	/	16530.323
	=	0.05

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.05 mean?

Bank of Valletta (MAL:BOV) has a LT-Debt-to-Total-Asset of 0.05 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Valletta and its competitors.

Is Bank of Valletta's LT-Debt-to-Total-Asset too high?

Bank of Valletta's current LT-Debt-to-Total-Asset is 0.05. Overall, Bank of Valletta has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bank of Valletta's LT-Debt-to-Total-Asset compare to PNC and USB?

Bank of Valletta's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Valletta and its competitors. Bank of Valletta's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of Valletta stock overvalued right now?

Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.12 — trading 17.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. Bank of Valletta's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Valletta (MAL:BOV) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued. The current stock price of €2.12 is trading 17.1% above its estimated GF Value™ of €1.81. GuruFocus considers Bank of Valletta to be Modestly Overvalued.

Key valuation signals for MAL:BOV:

LT-Debt-to-Total-Asset: 0.05
GF Value™: €1.81 vs. price of €2.12 (17.1% above fair value)
GF Score™: 41/100 with 9 warning signs

No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Valletta Business Description

Industry Financial Services Banks

Comparable Companies MAL:HSB MAL:APS MAL:LOM SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658

Address 58, Triq San Zakkarija, Il-Belt, Valletta, MLT, VLT 1130

Website https://www.bov.com

Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.

41GF Score

Get the complete analysis for MAL:BOV

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.12

Price

€1.81

GF Value

View MAL:BOV Analysis

See LT-Debt-to-Total-Asset data for all stocks →