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Bank of VallettaMAL:BOV 42 FCF Margin % is 1.66% as of Dec. 2025, which is 97% below its 10-year median of 54.70. GuruFocus rates MAL:BOV with a GF Score™ of 42/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,508 Banks companies, Bank of Valletta ranks worse than 82.29% on this metric.
The historical rank and industry rank for Bank of Valletta's FCF Margin % or its related term are showing as below:
MAL:BOV'
s FCF Margin % Range Over the Past 10 Years
Min: -196.57 Med: 54.7 Max: 472.73
Current: -33.14
During the past 13 years, the highest FCF Margin % of Bank of Valletta was 472.73%. The lowest was -196.57%. And the median was 54.70%.
MAL:BOV's FCF Margin % is ranked worse than 82.29% of 1508
companies
in the Banks industry
Industry Median: 26.5
vs MAL:BOV: -33.14
Bank of Valletta FCF Margin % Related Terms
Bank of Valletta FCF Margin % Historical Data
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The historical data trend for Bank of Valletta's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Valletta's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Valletta FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Valletta's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Valletta's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Valletta (MAL:BOV) has a FCF Margin % of 1.66% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Valletta and its competitors. This is 97% below median its historical median of 54.70. According to the industry distribution chart, Bank of Valletta ranks #1241 out of 1508 companies in the Banks industry, placing it in the top 82.3%.
Is Bank of Valletta's FCF Margin % too high?
Bank of Valletta's current FCF Margin % of 1.66% is 97% below median its 10-year median of 54.70. The Banks industry median FCF Margin % is 26.50. Bank of Valletta's value of 1.66% is 93.7% below this industry median. Based on the distribution chart, Bank of Valletta ranks #1241 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Valletta has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Valletta's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Valletta ranks #1241 out of 1508 companies for FCF Margin %. This places Bank of Valletta in the lower half of its industry. The industry median FCF Margin % is 26.50. Bank of Valletta's value of 1.66% is 93.7% below this benchmark. While the company's 10-year median is 54.70 vs. the industry median of 26.50, Bank of Valletta has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Valletta's current FCF Margin % of 1.66% is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Valletta and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Valletta's current FCF Margin % is 1.66%, which is 97% below median its own 10-year median of 54.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Valletta stock overvalued right now?
Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.13 — trading 17.7% above its estimated fair value. The current FCF Margin % is 1.66%, which is 97% below median its 10-year median of 54.70 and 93.7% below the Banks industry median of 26.50. Bank of Valletta's overall GF Score™ is 42/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current FCF Margin % is 1.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Valletta (MAL:BOV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued.
The current stock price of €2.13 is trading 17.7% above its estimated GF Value™ of €1.81.
GuruFocus considers Bank of Valletta to be Modestly Overvalued.
Key valuation signals for MAL:BOV:
FCF Margin %: 1.66% (97% below median its 10-year median of 54.70)
GF Value™: €1.81 vs. price of €2.13 (17.7% above fair value)
Industry Position: 93.7% below the Banks median (#1241 of 1508)
No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.
42GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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