Bank of VallettaMAL:BOV -0.94%41 PS Ratio is 2.75 as of Jul. 06, 2026, which is 13% above its 10-year median of 2.43. GuruFocus rates MAL:BOV with a GF Score™ of 41/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,519 Banks companies, Bank of Valletta ranks better than 56.35% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank of Valletta's share price is €2.10.
Bank of Valletta's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.76. Hence, Bank of Valletta's PS Ratio for today is 2.75.
Warning Sign:
Bank of Valletta PLC stock PS Ratio (=2.75) is close to 5-year high of 2.82.
The historical rank and industry rank for Bank of Valletta's PS Ratio or its related term are showing as below:
MAL:BOV'
s PS Ratio Range Over the Past 10 Years
Min: 1.74 Med: 2.43 Max: 3.94
Current: 2.75
During the past 13 years, Bank of Valletta's highest PS Ratio was 3.94. The lowest was 1.74. And the median was 2.43.
MAL:BOV's PS Ratio is ranked better than 56.35% of 1519
companies
in the Banks industry
Industry Median: 3
vs MAL:BOV: 2.75
Bank of Valletta PLC revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Bank of Valletta was 0.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 18.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 19.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.10% per year.
During the past 13 years, Bank of Valletta's highest 3-Year average Revenue per Share Growth Rate was 26.10% per year. The lowest was -13.80% per year. And the median was 4.40% per year.
Back to Basics: PS Ratio
Bank of Valletta (MAL:BOV) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Bank of Valletta PS Ratio Related Terms
Bank of Valletta PS Ratio Historical Data
* Premium members only.
The historical data trend for Bank of Valletta's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Valletta's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Valletta PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Valletta's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Valletta's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bank of Valletta's Share Price of today is €2.10.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Valletta's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.76.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bank of Valletta (MAL:BOV) has a PS Ratio of 2.75 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of Valletta and its competitors. This is 13% above median its historical median of 2.43. Over the past decade, Bank of Valletta's PS Ratio has ranged from 1.74 to 3.94. According to the industry distribution chart, Bank of Valletta ranks #663 out of 1519 companies in the Banks industry, placing it in the top 43.6%.
Is Bank of Valletta's PS Ratio too high?
Bank of Valletta's current PS Ratio of 2.75 is 13% above median its 10-year median of 2.43. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 3.94. The Banks industry median PS Ratio is 3.00. Bank of Valletta's value of 2.75 is 8.3% below this industry median. Based on the distribution chart, Bank of Valletta ranks #663 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Valletta has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Valletta's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Valletta ranks #663 out of 1519 companies for PS Ratio. This puts Bank of Valletta in the upper half of its industry. The industry median PS Ratio is 3.00. Bank of Valletta's value of 2.75 is 8.3% below this benchmark. Historically, Bank of Valletta's own PS Ratio has ranged from 1.74 to 3.94 over the past decade. While the company's 10-year median is 2.43 vs. the industry median of 3.00, Bank of Valletta has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Valletta's current PS Ratio of 2.75 is 8.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of Valletta and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Valletta's current PS Ratio is 2.75, which is 13% above median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Valletta stock overvalued right now?
Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.10 — trading 16% above its estimated fair value. The current PS Ratio is 2.75, which is 13% above median its 10-year median of 2.43 and 8.3% below the Banks industry median of 3.00. Bank of Valletta's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current PS Ratio is 2.75 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Valletta (MAL:BOV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued.
The current stock price of €2.10 is trading 16% above its estimated GF Value™ of €1.81.
GuruFocus considers Bank of Valletta to be Modestly Overvalued.
Key valuation signals for MAL:BOV:
PS Ratio: 2.75 (13% above median its 10-year median of 2.43)
GF Value™: €1.81 vs. price of €2.10 (16% above fair value)
Industry Position: 8.3% below the Banks median (#663 of 1519)
No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.
41GF Score
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