Bank of Valletta (MAL:BOV) Interest Expense: €-58.8 Mil (TTM As of Dec. 2025)


MAL:BOV Bank of Valletta PLC MAL:BOV
41 GF Score
Price €2.10
GF Value €1.81
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Bank of Valletta Interest Expense?

Bank of Valletta MAL:BOV -0.94% 41 Interest Expense is €-58.8 Mil as of Dec. 2025. GuruFocus rates MAL:BOV with a GF Score™ of 41/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Bank of Valletta's interest expense for the six months ended in Dec. 2025 was € -30.6 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-58.8 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Bank of Valletta's Operating Income for the six months ended in Dec. 2025 was € Mil. Bank of Valletta's Interest Expense for the six months ended in Dec. 2025 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank of Valletta Interest Expense Historical Data

* Premium members only.

The historical data trend for Bank of Valletta's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Valletta Interest Expense Chart

Bank of Valletta Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -38.50 -18.31 -49.40 -51.26 -58.83

Bank of Valletta Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -26.09 -26.91 -24.35 -28.22 -30.61
MAL:BOV
41GF Score
Bank of Valletta PLC MAL:BOV
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Valletta Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-58.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-58.8 Mil mean?
Bank of Valletta (MAL:BOV) has a Interest Expense of €-58.8 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of Valletta and its competitors.
Is Bank of Valletta's Interest Expense too high?
Bank of Valletta's current Interest Expense is €-58.8 Mil. Overall, Bank of Valletta has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Valletta's Interest Expense compare to PNC and USB?
Bank of Valletta's Interest Expense of €-58.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank of Valletta and its competitors. Bank of Valletta's current Interest Expense is €-58.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Valletta stock overvalued right now?
Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.10 — trading 16% above its estimated fair value. The current Interest Expense is €-58.8 Mil. Bank of Valletta's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current Interest Expense is €-58.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Valletta (MAL:BOV) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued. The current stock price of €2.10 is trading 16% above its estimated GF Value™ of €1.81. GuruFocus considers Bank of Valletta to be Modestly Overvalued.

Key valuation signals for MAL:BOV:

  • Interest Expense: €-58.8 Mil
  • GF Value™: €1.81 vs. price of €2.10 (16% above fair value)
  • GF Score™: 41/100 with 9 warning signs

No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Valletta Business Description

Address 58, Triq San Zakkarija, Il-Belt, Valletta, MLT, VLT 1130
Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.
41GF Score

Get the complete analysis for MAL:BOV

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€1.81
GF Value