Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of VallettaMAL:BOV 42 Median PS Value is €1.85 as of Jul. 13, 2026, which is 100% below its 10-year median of 0.73. GuruFocus rates MAL:BOV with a GF Score™ of 42/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,043 Banks companies, Bank of Valletta ranks worse than 53.69% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Bank of Valletta's Median PS Value or its related term are showing as below:
MAL:BOV'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.51 Med: 0.73 Max: 1.15
Current: 1.15
During the past 13 years, the highest Price to Median PS Value of Bank of Valletta was 1.15. The lowest was 0.51. And the median was 0.73.
MAL:BOV's Price-to-Median-PS-Value is ranked worse than 53.69% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs MAL:BOV: 1.15
Bank of Valletta (MAL:BOV) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Bank of Valletta's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
2.13
/
1.85
=
1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Valletta Median PS Value Related Terms
Bank of Valletta Median PS Value Historical Data
* Premium members only.
The historical data trend for Bank of Valletta's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Valletta's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Valletta Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Valletta's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Bank of Valletta's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.4246.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Valletta's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.763.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Valletta (MAL:BOV) has a Median PS Value of €1.85 as of Jul. 13, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Bank of Valletta and its competitors. This is 153% above median its historical median of 0.73. Over the past decade, Bank of Valletta's Median PS Value has ranged from 0.51 to 1.15. According to the industry distribution chart, Bank of Valletta ranks #560 out of 1043 companies in the Banks industry, placing it in the top 53.7%.
Is Bank of Valletta's Median PS Value too high?
Bank of Valletta's current Median PS Value of €1.85 is 153% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.15. Based on the distribution chart, Bank of Valletta ranks #560 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Valletta has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Valletta's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Valletta ranks #560 out of 1043 companies for Median PS Value. This places Bank of Valletta in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Bank of Valletta's own Median PS Value has ranged from 0.51 to 1.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Bank of Valletta and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Valletta's current Median PS Value is €1.85, which is 153% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Valletta stock overvalued right now?
Based on GuruFocus' analysis, Bank of Valletta (MAL:BOV) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.13 — trading 17.7% above its estimated fair value. The current Median PS Value is €1.85, which is 153% above median its 10-year median of 0.73. Bank of Valletta's overall GF Score™ is 42/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Bank of Valletta (MAL:BOV), the current Median PS Value is €1.85 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Valletta (MAL:BOV) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Valletta stock appears to be overvalued.
The current stock price of €2.13 is trading 17.7% above its estimated GF Value™ of €1.81.
GuruFocus considers Bank of Valletta to be Modestly Overvalued.
Key valuation signals for MAL:BOV:
Median PS Value: €1.85 (153% above median its 10-year median of 0.73)
GF Value™: €1.81 vs. price of €2.13 (17.7% above fair value)
No single metric tells the full story. See the MAL:BOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Valletta PLC, along with its subsidiaries, carries out the business of banking and investment services. It offers the entire range of retail banking services as well as the sale of financial products such as units in collective investment schemes. Additionally, the Group offers investment banking services, including underwriting and management of Initial Public Offerings (IPOs). Its reportable segments are: Retail Banking, Wealth Management, Business Banking, Treasury, and Others. Maximum revenue is generated from the Business Banking segment, which includes financing and deposit products for all business client segments attributable to business and corporate centers. The Group caters to both individuals and business clients in Malta.
42GF Score
Get the complete analysis for MAL:BOV
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MAL:BOV has been successfully added to your 
