LifeStar InsuranceMAL:LSI 17 EV-to-FCF is -132.63 as of Jun. 26, 2026. GuruFocus rates MAL:LSI with a GF Score™ of 17/100. The stock has 6 warning signs investors should review. Among 391 Insurance companies, LifeStar Insurance ranks worse than 255754.22% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, LifeStar Insurance's Enterprise Value is €42.84 Mil.
LifeStar Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.32 Mil. Therefore, LifeStar Insurance's EV-to-FCF for today is -132.63.
The historical rank and industry rank for LifeStar Insurance's EV-to-FCF or its related term are showing as below:
MAL:LSI'
s EV-to-FCF Range Over the Past 10 Years
Min: -132.63 Med: 3.15 Max: 5.84
Current: -132.63
During the past 6 years, the highest EV-to-FCF of LifeStar Insurance was 5.84. The lowest was -132.63. And the median was 3.15.
MAL:LSI's EV-to-FCF is ranked worse than 100% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs MAL:LSI: -132.63
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
LifeStar Insurance's PE Ratio (TTM) for today is calculated as:
LifeStar Insurance's share price for today is €0.65.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LifeStar Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.017.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
LifeStar Insurance EV-to-FCF Related Terms
LifeStar Insurance EV-to-FCF Historical Data
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The historical data trend for LifeStar Insurance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, LifeStar Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LifeStar Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, LifeStar Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where LifeStar Insurance's EV-to-FCF falls into.
LifeStar Insurance's current Enterprise Value is €42.84 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LifeStar Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.32 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LifeStar Insurance (MAL:LSI) has a EV-to-FCF of -132.63 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on LifeStar Insurance and its competitors. According to the industry distribution chart, LifeStar Insurance ranks #999999 out of 391 companies in the Insurance industry.
Is LifeStar Insurance's EV-to-FCF too high?
LifeStar Insurance's current EV-to-FCF is -132.63. Based on the distribution chart, LifeStar Insurance ranks #999999 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LifeStar Insurance has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Insurance's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, LifeStar Insurance ranks #999999 out of 391 companies for EV-to-FCF. This places LifeStar Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on LifeStar Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Insurance's current EV-to-FCF is -132.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Insurance stock overvalued right now?
LifeStar Insurance (MAL:LSI) has a current EV-to-FCF of -132.63. The current EV-to-FCF is -132.63. LifeStar Insurance's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For LifeStar Insurance (MAL:LSI), the current EV-to-FCF is -132.63 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
LifeStar Insurance PLC is a provider of insurance products in Malta offering customers a comprehensive range of protection, savings and investment and retirement life insurance products. Its products are classified under Protection, Savings and Investment, Retirement, and Health products. The company has it's geographical concentration in Italy and Malta regions.
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