Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Monroe Federal BancorpMFBI 8 EV-to-FCF is -12.84 as of Jul. 27, 2026. GuruFocus rates MFBI with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,197 Banks companies, Monroe Federal Bancorp ranks worse than 83542.11% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Monroe Federal Bancorp's Enterprise Value is $6.05 Mil.
Monroe Federal Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.47 Mil. Therefore, Monroe Federal Bancorp's EV-to-FCF for today is -12.84.
The historical rank and industry rank for Monroe Federal Bancorp's EV-to-FCF or its related term are showing as below:
MFBI'
s EV-to-FCF Range Over the Past 10 Years
Min: -65.49 Med: -17.3 Max: 23.98
Current: -12.84
During the past 2 years, the highest EV-to-FCF of Monroe Federal Bancorp was 23.98. The lowest was -65.49. And the median was -17.30.
MFBI's EV-to-FCF is ranked worse than 100% of 1197
companies
in the Banks industry
Industry Median: 6.85
vs MFBI: -12.84
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Monroe Federal Bancorp (OTCPK:MFBI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Monroe Federal Bancorp's PE Ratio (TTM) for today is calculated as:
Monroe Federal Bancorp's share price for today is $11.85.
Monroe Federal Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.030.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Monroe Federal Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monroe Federal Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Monroe Federal Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Monroe Federal Bancorp's EV-to-FCF falls into.
Monroe Federal Bancorp's current Enterprise Value is $6.05 Mil.
Monroe Federal Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.47 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monroe Federal Bancorp (MFBI) has a EV-to-FCF of -12.84 as of Jul. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Monroe Federal Bancorp and its competitors. According to the industry distribution chart, Monroe Federal Bancorp ranks #999999 out of 1197 companies in the Banks industry.
Is Monroe Federal Bancorp's EV-to-FCF too high?
Monroe Federal Bancorp's current EV-to-FCF is -12.84. Based on the distribution chart, Monroe Federal Bancorp ranks #999999 out of 1197 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's EV-to-FCF compare to ABBB and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #999999 out of 1197 companies for EV-to-FCF. This places Monroe Federal Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.85, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Monroe Federal Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current EV-to-FCF is -12.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current EV-to-FCF of -12.84. The current EV-to-FCF is -12.84. Monroe Federal Bancorp's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current EV-to-FCF is -12.84 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
8GF Score
Get the complete analysis for MFBI
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MFBI has been successfully added to your 
